/* Shivmax Finance UI - Phase 2A Shell Foundation */
body.kr-modern-ui,
.kr-modern-ui {
    --sf-bg: #f6f9fc;
    --sf-section: #eef5fb;
    --sf-card: #ffffff;
    --sf-text: #0b2447;
    --sf-muted: #51657d;
    --sf-primary: #075a9c;
    --sf-primary-hover: #0a72c2;
    --sf-green: #16a34a;
    --sf-border: rgba(11, 36, 71, 0.12);
    --sf-shadow: 0 14px 34px rgba(11, 36, 71, 0.1);
    --sf-radius-sm: 12px;
    --sf-radius-md: 18px;
    --sf-radius-lg: 24px;
    --sf-space-section: clamp(64px, 6vw, 96px);
    --sf-space-section-sm: clamp(48px, 5vw, 72px);
    background: var(--sf-bg);
    color: var(--sf-text);
}

/* Blog clean UI */
body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-clean {
    padding: 64px 0 84px;
    background: #eef5fb;
}

body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-clean__head {
    max-width: 720px;
    margin: 0 0 24px;
}

body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-clean__head span,
body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-featured span,
body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-card span {
    display: inline-block;
    color: #075a9c !important;
    font-size: 12px;
    font-weight: 800;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-clean__head h2 {
    margin: 8px 0 0;
    color: #0b2447 !important;
    font-size: clamp(1.7rem, 2.4vw, 2.45rem);
    line-height: 1.15;
}

body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-featured {
    display: grid;
    grid-template-columns: 180px minmax(0, 1fr);
    gap: 28px;
    align-items: center;
    margin-bottom: 26px;
    padding: 28px !important;
    border-radius: 22px !important;
    background: linear-gradient(135deg, #ffffff 0%, #f8fbff 100%) !important;
    border: 1px solid rgba(11, 36, 71, 0.1) !important;
    box-shadow: 0 18px 36px rgba(11, 36, 71, 0.09) !important;
}

body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-featured__media {
    min-height: 150px;
    border-radius: 18px;
    display: grid;
    place-items: center;
    background: linear-gradient(135deg, #075a9c, #16a34a);
    color: #ffffff;
}

body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-featured__media i {
    font-size: 44px;
    color: #ffffff !important;
}

body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-featured h2 {
    max-width: 780px;
    margin: 8px 0 10px;
    color: #0b2447 !important;
    font-size: clamp(1.75rem, 2.35vw, 2.45rem);
    line-height: 1.15;
}

body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-featured p {
    max-width: 760px;
    margin: 0 0 12px;
    color: #51657d !important;
    font-size: 1.08rem;
    line-height: 1.7;
}

body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-featured small,
body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-card small {
    color: #6a7f99 !important;
    font-size: 13px;
    font-weight: 700;
}

body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-clean__grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 22px;
}

body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-card {
    min-height: 260px;
    padding: 24px !important;
    border-radius: 20px !important;
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    background: #ffffff !important;
    border: 1px solid rgba(11, 36, 71, 0.1) !important;
    box-shadow: 0 14px 28px rgba(11, 36, 71, 0.07) !important;
}

body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-card__icon {
    width: 46px;
    height: 46px;
    margin-bottom: 18px;
    border-radius: 14px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: #edf7ff;
    color: #075a9c;
}

body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-card__icon i {
    color: #075a9c !important;
    font-size: 18px;
}

body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-card h3 {
    margin: 8px 0 10px;
    color: #0b2447 !important;
    font-size: 1.25rem;
    line-height: 1.2;
}

body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-card p {
    margin: 0 0 18px;
    color: #51657d !important;
    line-height: 1.65;
}

body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-card small {
    margin-top: auto;
}

@media (max-width: 991.98px) {
    body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-featured {
        grid-template-columns: 1fr;
    }

    body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-featured__media {
        min-height: 110px;
    }

    body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-clean__grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 767.98px) {
    body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-clean {
        padding: 48px 0 62px;
    }

    body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-featured,
    body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-card {
        padding: 20px !important;
    }

    body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-clean__grid {
        grid-template-columns: 1fr;
    }

    body.kr-modern-ui .sf-page.sf-page--blog .sf-blog-card {
        min-height: 0;
    }
}

/* Global shell reset */
body.kr-modern-ui,
body.kr-modern-ui .kr-page-shell,
body.kr-modern-ui .kr-scroll-shell,
body.kr-modern-ui .kr-scroll-content {
    background: var(--sf-bg) !important;
    color: var(--sf-text) !important;
}

body.kr-modern-ui *,
body.kr-modern-ui *::before,
body.kr-modern-ui *::after {
    box-sizing: border-box;
}

body.kr-modern-ui .mouse-cursor,
body.kr-modern-ui .progress-wrap {
    display: none !important;
}

/* Container rhythm */
body.kr-modern-ui .container.rr-container-1850,
body.kr-modern-ui .container.rr-container-1650,
body.kr-modern-ui .kr-container {
    width: min(100% - 40px, 1240px) !important;
    max-width: 1240px !important;
    margin-inline: auto !important;
    padding-inline: 0 !important;
}

body.kr-modern-ui .kr-page-shell > section,
body.kr-modern-ui .kr-about-page > section,
body.kr-modern-ui .kr-services-page > section,
body.kr-modern-ui .kr-contact-page > section,
body.kr-modern-ui .kr-clients-page > section,
body.kr-modern-ui .kr-faq-page > section,
body.kr-modern-ui .kr-blog-hero,
body.kr-modern-ui .kr-blog-listing,
body.kr-modern-ui .kr-blog-cta,
body.kr-modern-ui .kr-services,
body.kr-modern-ui .kr-why,
body.kr-modern-ui .kr-stats__section,
body.kr-modern-ui .kr-testimonials,
body.kr-modern-ui .kr-blog-preview,
body.kr-modern-ui .about-area-2.kr-journey-section,
body.kr-modern-ui .work-area.kr-work-area,
body.kr-modern-ui .kr-loan-inquiry-band {
    padding-block: var(--sf-space-section) !important;
}

/* Typography foundation */
body.kr-modern-ui h1,
body.kr-modern-ui h2,
body.kr-modern-ui h3,
body.kr-modern-ui h4,
body.kr-modern-ui h5,
body.kr-modern-ui h6 {
    color: var(--sf-text) !important;
    font-weight: 600;
    letter-spacing: -0.01em;
    line-height: 1.18;
    opacity: 1 !important;
    mix-blend-mode: normal !important;
    filter: none !important;
}

body.kr-modern-ui h1 {
    font-size: clamp(2rem, 4.2vw, 3.2rem);
}
body.kr-modern-ui h2 {
    font-size: clamp(1.6rem, 3.2vw, 2.4rem);
}
body.kr-modern-ui h3 {
    font-size: clamp(1.2rem, 2.2vw, 1.55rem);
}

body.kr-modern-ui p,
body.kr-modern-ui li,
body.kr-modern-ui small,
body.kr-modern-ui .text,
body.kr-modern-ui .kr-blog-card__meta,
body.kr-modern-ui .kr-footer__contact-text {
    color: var(--sf-muted) !important;
    line-height: 1.72;
    opacity: 1 !important;
    mix-blend-mode: normal !important;
    filter: none !important;
}

body.kr-modern-ui a {
    color: var(--sf-primary);
    text-decoration: none;
    transition: color 0.2s ease;
}

body.kr-modern-ui a:hover {
    color: var(--sf-primary-hover);
}

/* Button/form/card foundation */
body.kr-modern-ui .rr-btn,
body.kr-modern-ui button,
body.kr-modern-ui .kr-contact-page__button--primary,
body.kr-modern-ui .kr-contact-cta__button--primary,
body.kr-modern-ui .kr-about-page-cta__button--primary,
body.kr-modern-ui .kr-services-page-cta__button--primary,
body.kr-modern-ui .kr-faq-page__cta-button,
body.kr-modern-ui .kr-blog-load-more__button {
    /* border-radius: 999px !important; */
    border: 0 !important;
    min-height: 48px;
    padding-inline: 24px;
    background: linear-gradient(
        135deg,
        var(--sf-primary),
        var(--sf-primary-hover)
    ) !important;
    color: #ffffff !important;
    /* box-shadow: 0 10px 24px rgba(7, 90, 156, 0.22); */
}

body.kr-modern-ui .kr-home-hero__secondary,
body.kr-modern-ui .kr-contact-page__button--outline,
body.kr-modern-ui .kr-services-page-cta__button--outline,
body.kr-modern-ui .kr-about-page-cta__button--outline {
    background: #ffffff !important;
    color: var(--sf-primary) !important;
    border: 1px solid var(--sf-border) !important;
}

body.kr-modern-ui input,
body.kr-modern-ui select,
body.kr-modern-ui textarea {
    border: 1px solid var(--sf-border) !important;
    border-radius: var(--sf-radius-sm) !important;
    background: #ffffff !important;
    color: var(--sf-text) !important;
}

body.kr-modern-ui input:focus,
body.kr-modern-ui select:focus,
body.kr-modern-ui textarea:focus {
    outline: none;
    border-color: #8ebbe0 !important;
    box-shadow: 0 0 0 3px rgba(7, 90, 156, 0.14) !important;
}

body.kr-modern-ui .kr-home-hero__visual-card,
body.kr-modern-ui .kr-journey-card,
body.kr-modern-ui .kr-services__card,
body.kr-modern-ui .kr-why__card,
body.kr-modern-ui .kr-stats__card,
body.kr-modern-ui .shivmax-process-card,
body.kr-modern-ui .kr-testimonials__card,
body.kr-modern-ui .kr-blog-preview__card,
body.kr-modern-ui .kr-about-page-service,
body.kr-modern-ui .kr-about-page-value,
body.kr-modern-ui .kr-about-page-journey__content,
body.kr-modern-ui .kr-about-page-journey__visual,
body.kr-modern-ui .kr-about-page-cta__card,
body.kr-modern-ui .kr-services-page-card,
body.kr-modern-ui .kr-services-page-detail,
body.kr-modern-ui .kr-services-page-value,
body.kr-modern-ui .kr-services-page-cta__card,
body.kr-modern-ui .kr-services-page-why__point,
body.kr-modern-ui .kr-clients-page__card,
body.kr-modern-ui .kr-blog-featured,
body.kr-modern-ui .kr-blog-card,
body.kr-modern-ui .kr-blog-cta__card,
body.kr-modern-ui .kr-faq-page__item,
body.kr-modern-ui .kr-faq-page__cta-card,
body.kr-modern-ui .kr-contact-page__info,
body.kr-modern-ui .kr-contact-page__form,
body.kr-modern-ui .kr-contact-page__map-card,
body.kr-modern-ui .kr-footer__cta,
body.kr-modern-ui .kr-footer__quote-card {
    background: var(--sf-card) !important;
    border: 1px solid var(--sf-border) !important;
    border-radius: var(--sf-radius-md) !important;
    box-shadow: var(--sf-shadow) !important;
}

/* Header */
body.kr-modern-ui .kr-site-header {
    position: sticky;
    top: 0;
    z-index: 1100;
}

body.kr-modern-ui .kr-topbar {
    background: #ffffff !important;
    border-bottom: 1px solid var(--sf-border);
}

body.kr-modern-ui .kr-topbar__inner {
    min-height: 36px;
    gap: 20px;
}

body.kr-modern-ui .kr-topbar__inner a,
body.kr-modern-ui .kr-topbar__inner i {
    color: var(--sf-muted) !important;
}

body.kr-modern-ui .kr-site-header .header-main,
body.kr-modern-ui .kr-site-header .header-main.sticky,
body.kr-modern-ui .kr-site-header .header-main.transformed,
body.kr-modern-ui .header-main {
    background: rgba(255, 255, 255, 0.96) !important;
    border-bottom: 1px solid var(--sf-border) !important;
    box-shadow: 0 8px 24px rgba(11, 36, 71, 0.06);
}

body.kr-modern-ui .header-area-2__inner {
    min-height: 82px !important;
}

body.kr-modern-ui .kr-brand__image {
    max-height: 52px;
    width: auto;
}

body.kr-modern-ui .main-menu ul {
    display: flex;
    align-items: center;
    gap: 6px;
}

body.kr-modern-ui .main-menu ul li > a,
body.kr-modern-ui .kr-site-header .main-menu li a {
    color: var(--sf-text) !important;
    font-size: 15px;
    font-weight: 600;
    line-height: 1;
    padding: 12px 14px;
    border-radius: 999px;
}

body.kr-modern-ui .main-menu ul li > a.is-active,
body.kr-modern-ui .main-menu ul li > a:hover,
body.kr-modern-ui .kr-site-header .main-menu li a.is-active,
body.kr-modern-ui .kr-site-header .main-menu li a:hover {
    color: var(--sf-primary) !important;
    background: #e9f2ff;
}

body.kr-modern-ui .kr-header-cta {
    min-height: 46px;
}

/* Offcanvas compatibility cleanup */
body.kr-modern-ui .kr-side-panel .side-info {
    background: #ffffff;
}

body.kr-modern-ui .kr-offcanvas-section .title,
body.kr-modern-ui .kr-offcanvas-nav a,
body.kr-modern-ui .kr-offcanvas-services a,
body.kr-modern-ui .kr-offcanvas-contact a,
body.kr-modern-ui .kr-offcanvas-contact h5 {
    color: var(--sf-text) !important;
}

/* Footer */
body.kr-modern-ui .kr-footer {
    background: #0c2240 !important;
    color: #d5e6ff !important;
    margin-top: 0;
}

body.kr-modern-ui .kr-footer__inner {
    padding-block: clamp(42px, 4.5vw, 64px);
}

body.kr-modern-ui .kr-footer__cta {
    gap: 28px;
}

body.kr-modern-ui .kr-footer__title,
body.kr-modern-ui .kr-footer__heading,
body.kr-modern-ui .kr-footer__quote-author strong {
    color: #ffffff !important;
}

body.kr-modern-ui .kr-footer p,
body.kr-modern-ui .kr-footer li,
body.kr-modern-ui .kr-footer small,
body.kr-modern-ui .kr-footer span,
body.kr-modern-ui .kr-footer__text,
body.kr-modern-ui .kr-footer__quote,
body.kr-modern-ui .kr-footer__contact-text,
body.kr-modern-ui .kr-footer__copyright,
body.kr-modern-ui .kr-footer__quote-author span {
    color: #c7d7ee !important;
    opacity: 1 !important;
}

body.kr-modern-ui .kr-footer a {
    color: #ebf3ff !important;
}

body.kr-modern-ui .kr-footer a:hover {
    color: #ffffff !important;
}

body.kr-modern-ui .kr-footer__list {
    display: grid;
    gap: 8px;
}

/* Remove shell-level visual clutter */
body.kr-modern-ui .kr-left-rail,
body.kr-modern-ui .kr-mobile-social-bar,
body.kr-modern-ui .magic-cursor {
    display: none !important;
}

/* Section surface harmonization */
body.kr-modern-ui .hero-area.kr-home-hero,
body.kr-modern-ui .kr-about-page,
body.kr-modern-ui .kr-services-page,
body.kr-modern-ui .kr-clients-page,
body.kr-modern-ui .kr-faq-page,
body.kr-modern-ui .kr-blog-hero,
body.kr-modern-ui .kr-blog-listing,
body.kr-modern-ui .kr-blog-cta,
body.kr-modern-ui .kr-contact-page {
    background: var(--sf-bg) !important;
}

body.kr-modern-ui .kr-about-page section,
body.kr-modern-ui .kr-services-page section,
body.kr-modern-ui .kr-clients-page section,
body.kr-modern-ui .kr-faq-page section,
body.kr-modern-ui .kr-blog-listing,
body.kr-modern-ui .kr-contact-page section,
body.kr-modern-ui .kr-services,
body.kr-modern-ui .kr-why,
body.kr-modern-ui .kr-stats__section,
body.kr-modern-ui .kr-testimonials,
body.kr-modern-ui .kr-blog-preview,
body.kr-modern-ui .about-area-2.kr-journey-section,
body.kr-modern-ui .work-area.kr-work-area,
body.kr-modern-ui .kr-loan-inquiry-band {
    background: var(--sf-section) !important;
}

/* Responsive shell */
@media (max-width: 1200px) {
    body.kr-modern-ui .header__nav {
        display: none !important;
    }

    body.kr-modern-ui .kr-mobile-toggle {
        display: inline-flex !important;
    }
}

@media (max-width: 991px) {
    body.kr-modern-ui .kr-page-shell > section,
    body.kr-modern-ui .kr-about-page > section,
    body.kr-modern-ui .kr-services-page > section,
    body.kr-modern-ui .kr-contact-page > section,
    body.kr-modern-ui .kr-clients-page > section,
    body.kr-modern-ui .kr-faq-page > section,
    body.kr-modern-ui .kr-blog-hero,
    body.kr-modern-ui .kr-blog-listing,
    body.kr-modern-ui .kr-blog-cta,
    body.kr-modern-ui .kr-services,
    body.kr-modern-ui .kr-why,
    body.kr-modern-ui .kr-stats__section,
    body.kr-modern-ui .kr-testimonials,
    body.kr-modern-ui .kr-blog-preview,
    body.kr-modern-ui .about-area-2.kr-journey-section,
    body.kr-modern-ui .work-area.kr-work-area,
    body.kr-modern-ui .kr-loan-inquiry-band {
        padding-block: var(--sf-space-section-sm) !important;
    }

    body.kr-modern-ui .container.rr-container-1850,
    body.kr-modern-ui .container.rr-container-1650,
    body.kr-modern-ui .kr-container {
        width: min(100% - 28px, 1240px) !important;
    }

    body.kr-modern-ui .header-area-2__inner {
        min-height: 74px !important;
    }

    body.kr-modern-ui .kr-topbar {
        display: none;
    }

    body.kr-modern-ui .kr-brand__image {
        max-height: 44px;
    }
}

@media (max-width: 767px) {
    body.kr-modern-ui h1 {
        font-size: clamp(1.7rem, 7vw, 2.2rem);
    }
    body.kr-modern-ui h2 {
        font-size: clamp(1.4rem, 5.5vw, 1.8rem);
    }
    body.kr-modern-ui h3 {
        font-size: clamp(1.1rem, 4.5vw, 1.3rem);
    }

    body.kr-modern-ui .kr-footer__grid {
        gap: 22px;
    }

    body.kr-modern-ui .kr-footer__quick-actions {
        display: grid;
        grid-template-columns: 1fr;
        gap: 10px;
    }
}

/* Home polish pass */
body.kr-modern-ui .hero-area.kr-home-hero {
    padding-top: clamp(108px, 9vw, 132px) !important;
    padding-bottom: clamp(56px, 5vw, 78px) !important;
}

body.kr-modern-ui .hero-area.kr-home-hero .hero-area-inner {
    min-height: clamp(560px, 72vh, 700px);
    display: flex;
    align-items: center;
}

body.kr-modern-ui .hero-area.kr-home-hero .section-title-wrapper {
    display: grid;
    grid-template-columns: minmax(0, 1.1fr) minmax(320px, 460px);
    gap: clamp(24px, 3vw, 44px);
    align-items: center;
}

body.kr-modern-ui .kr-home-hero__title-wrap .section-title {
    margin: 10px 0 14px;
    line-height: 1.08;
}

body.kr-modern-ui .kr-home-hero__lead {
    max-width: 62ch;
    margin-bottom: 22px;
    font-size: clamp(1rem, 1.4vw, 1.12rem);
}

body.kr-modern-ui .kr-home-hero__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
}

body.kr-modern-ui .kr-home-hero__visual-card {
    padding: clamp(20px, 2.2vw, 30px);
}

body.kr-modern-ui .kr-page-shell > section,
body.kr-modern-ui .kr-services,
body.kr-modern-ui .kr-why,
body.kr-modern-ui .kr-stats__section,
body.kr-modern-ui .kr-testimonials,
body.kr-modern-ui .work-area.kr-work-area,
body.kr-modern-ui .kr-loan-inquiry-band,
body.kr-modern-ui .kr-contact-cta {
    padding-block: clamp(54px, 5vw, 82px) !important;
}

body.kr-modern-ui .kr-services__header,
body.kr-modern-ui .kr-testimonials__header {
    margin-bottom: clamp(18px, 2vw, 28px);
}

body.kr-modern-ui .work-area.kr-work-area .section-title-wrapper {
    margin-bottom: clamp(16px, 2vw, 24px);
}

body.kr-modern-ui .work-area.kr-work-area .work-box-list {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 18px;
    align-items: stretch;
}

body.kr-modern-ui .work-area.kr-work-area .shivmax-process-card {
    display: flex;
    flex-direction: column;
    gap: 10px;
    min-height: 100%;
    padding: 22px;
}

body.kr-modern-ui .work-area.kr-work-area .shivmax-process-card h3 {
    margin: 0;
}

body.kr-modern-ui .work-area.kr-work-area .shivmax-process-card p {
    margin: 0;
    flex: 1 1 auto;
}

body.kr-modern-ui .work-area.kr-work-area .shivmax-process-card a {
    margin-top: 2px;
}

body.kr-modern-ui .kr-testimonials__grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 18px;
}

body.kr-modern-ui .kr-testimonials__card {
    display: flex;
    flex-direction: column;
    gap: 14px;
    padding: 22px;
}

body.kr-modern-ui .kr-testimonials__quote {
    margin: 0;
    font-size: 1rem;
    line-height: 1.7;
    color: var(--sf-muted) !important;
}

body.kr-modern-ui .kr-testimonials__author {
    display: flex;
    align-items: center;
    gap: 10px;
}

body.kr-modern-ui .kr-testimonials__meta strong {
    display: block;
    color: var(--sf-text) !important;
    line-height: 1.2;
}

body.kr-modern-ui .kr-testimonials__meta span {
    color: var(--sf-muted) !important;
    font-size: 0.92rem;
}

body.kr-modern-ui .kr-loan-inquiry-band .kr-contact-cta__shell,
body.kr-modern-ui .kr-contact-cta .kr-contact-cta__shell {
    gap: clamp(20px, 3vw, 34px);
}

body.kr-modern-ui .kr-loan-inquiry-band .kr-contact-cta__content,
body.kr-modern-ui .kr-contact-cta .kr-contact-cta__content {
    gap: 14px;
}

body.kr-modern-ui .kr-loan-inquiry-band .kr-contact-page__form-actions,
body.kr-modern-ui .kr-contact-cta .kr-contact-cta__actions {
    margin-top: 8px;
}

body.kr-modern-ui .kr-footer__cta {
    padding: clamp(24px, 3vw, 38px);
}

body.kr-modern-ui .kr-footer__cta-copy,
body.kr-modern-ui .kr-footer__quote-card {
    gap: 12px;
}

@media (max-width: 1199px) {
    body.kr-modern-ui .hero-area.kr-home-hero .section-title-wrapper {
        grid-template-columns: 1fr;
        gap: 22px;
    }

    body.kr-modern-ui .work-area.kr-work-area .work-box-list {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    body.kr-modern-ui .kr-testimonials__grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 767px) {
    body.kr-modern-ui .hero-area.kr-home-hero {
        padding-top: 96px !important;
        padding-bottom: 48px !important;
    }

    body.kr-modern-ui .hero-area.kr-home-hero .hero-area-inner {
        min-height: auto;
    }

    body.kr-modern-ui .kr-home-hero__actions {
        display: grid;
        grid-template-columns: 1fr;
        width: 100%;
    }

    body.kr-modern-ui .kr-home-hero__actions > * {
        width: 100%;
    }

    body.kr-modern-ui .work-area.kr-work-area .work-box-list,
    body.kr-modern-ui .kr-testimonials__grid {
        grid-template-columns: 1fr;
    }

    body.kr-modern-ui .kr-testimonials__card,
    body.kr-modern-ui .work-area.kr-work-area .shivmax-process-card {
        padding: 18px;
    }

    body.kr-modern-ui .kr-loan-inquiry-band .kr-contact-cta__shell,
    body.kr-modern-ui .kr-contact-cta .kr-contact-cta__shell {
        grid-template-columns: 1fr;
    }
}
/* Shivmax Finance Home Static-First UI */
body.kr-modern-ui .sf-home {
    background: #f6f9fc;
    color: #0b2447;
}

body.kr-modern-ui .sf-home,
body.kr-modern-ui .sf-home * {
    box-sizing: border-box;
}

body.kr-modern-ui .sf-home h1,
body.kr-modern-ui .sf-home h2,
body.kr-modern-ui .sf-home h3,
body.kr-modern-ui .sf-home p,
body.kr-modern-ui .sf-home li,
body.kr-modern-ui .sf-home label,
body.kr-modern-ui .sf-home span,
body.kr-modern-ui .sf-home a,
body.kr-modern-ui .sf-home strong {
    opacity: 1 !important;
    color: inherit;
}

body.kr-modern-ui .sf-container {
    width: min(100% - 32px, 1200px);
    margin-inline: auto;
}

body.kr-modern-ui .sf-section {
    padding: 56px 0;
    background: #f6f9fc;
}

body.kr-modern-ui .sf-section:nth-child(even) {
    background: #eef5fb;
}

body.kr-modern-ui .sf-grid {
    display: grid;
    gap: 16px;
}

body.kr-modern-ui .sf-card {
    background: #ffffff;
    border: 1px solid rgba(11, 36, 71, 0.12);
    border-radius: 16px;
    padding: 18px;
}

body.kr-modern-ui .sf-home h1 {
    color: #0b2447 !important;
    font-size: clamp(1.9rem, 5vw, 3rem);
    line-height: 1.15;
    margin: 10px 0 12px;
    font-weight: 700;
}

body.kr-modern-ui .sf-home h2 {
    color: #0b2447 !important;
    font-size: clamp(1.5rem, 3.2vw, 2.2rem);
    line-height: 1.2;
    margin: 0 0 10px;
    font-weight: 700;
}

body.kr-modern-ui .sf-home h3 {
    color: #0b2447 !important;
    font-size: clamp(1.08rem, 2vw, 1.3rem);
    margin: 0 0 8px;
    line-height: 1.3;
    font-weight: 600;
}

body.kr-modern-ui .sf-home p,
body.kr-modern-ui .sf-home li,
body.kr-modern-ui .sf-home label {
    color: #51657d !important;
    font-size: 0.98rem;
    line-height: 1.7;
    margin: 0;
}

body.kr-modern-ui .sf-home a {
    color: #075a9c;
    text-decoration: none;
}

body.kr-modern-ui .sf-hero .sf-grid-hero {
    grid-template-columns: 1fr;
    align-items: start;
}

body.kr-modern-ui .sf-hero .sf-home-hero__eyebrow {
    color: #075a9c !important;
    font-size: 0.8rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    font-weight: 700;
}

body.kr-modern-ui .sf-hero .sf-home-hero__intro {
    max-width: 62ch;
    margin-bottom: 16px;
}

body.kr-modern-ui .sf-home .sf-grid-hero-actions {
    grid-template-columns: 1fr;
}

body.kr-modern-ui .sf-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 46px;
    padding: 0 20px;
    border-radius: 999px;
    border: 1px solid #075a9c;
    background: #075a9c;
    color: #ffffff !important;
    font-weight: 600;
    font-size: 0.95rem;
    line-height: 1;
    text-align: center;
    cursor: pointer;
}

body.kr-modern-ui .sf-btn.sf-btn-outline {
    background: #ffffff;
    color: #075a9c !important;
    border-color: rgba(11, 36, 71, 0.2);
}

body.kr-modern-ui .sf-stats .sf-grid-stats,
body.kr-modern-ui .sf-process .sf-grid-process,
body.kr-modern-ui .sf-why .sf-grid-why,
body.kr-modern-ui .sf-testimonials .sf-grid-testimonials {
    grid-template-columns: 1fr;
}

body.kr-modern-ui .sf-services .sf-grid-services {
    grid-template-columns: 1fr;
}

body.kr-modern-ui .sf-home .sf-card ul,
body.kr-modern-ui .sf-finalcta ul {
    margin: 0;
    padding-left: 18px;
    display: grid;
    gap: 6px;
}

body.kr-modern-ui .sf-home .sf-form {
    background: #ffffff;
    border: 1px solid rgba(11, 36, 71, 0.12);
    border-radius: 16px;
    padding: 18px;
    display: grid;
    gap: 10px;
}

body.kr-modern-ui .sf-home .sf-form input,
body.kr-modern-ui .sf-home .sf-form select,
body.kr-modern-ui .sf-home .sf-form textarea {
    width: 100%;
    border: 1px solid rgba(11, 36, 71, 0.2);
    border-radius: 10px;
    background: #ffffff;
    color: #0b2447;
    font-size: 0.95rem;
    line-height: 1.4;
    padding: 11px 12px;
}

body.kr-modern-ui .sf-home .sf-form textarea {
    resize: vertical;
    min-height: 120px;
}

body.kr-modern-ui .sf-home .sf-form p[data-contact-success] {
    color: #0b2447 !important;
    font-weight: 600;
}

body.kr-modern-ui .sf-inquiry .sf-grid-inquiry,
body.kr-modern-ui .sf-finalcta .sf-grid-finalcta {
    grid-template-columns: 1fr;
    align-items: start;
}

body.kr-modern-ui .sf-home .sf-grid-finalcta-actions {
    grid-template-columns: 1fr;
    margin-top: 14px;
}

body.kr-modern-ui .sf-finalcta iframe {
    display: block;
    width: 100%;
    min-height: 280px;
    border: 0;
    border-radius: 12px;
}

body.kr-modern-ui .sf-home .sf-cta {
    background: #ffffff;
    border: 1px solid rgba(11, 36, 71, 0.12);
    border-radius: 16px;
    padding: 18px;
}

@media (min-width: 640px) {
    body.kr-modern-ui .sf-services .sf-grid-services {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    body.kr-modern-ui .sf-home .sf-grid-hero-actions,
    body.kr-modern-ui .sf-home .sf-grid-finalcta-actions {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    body.kr-modern-ui .sf-stats .sf-grid-stats,
    body.kr-modern-ui .sf-process .sf-grid-process,
    body.kr-modern-ui .sf-why .sf-grid-why,
    body.kr-modern-ui .sf-testimonials .sf-grid-testimonials {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (min-width: 992px) {
    body.kr-modern-ui .sf-section {
        padding: 72px 0;
    }

    body.kr-modern-ui .sf-hero .sf-grid-hero {
        grid-template-columns: minmax(0, 1.2fr) minmax(320px, 0.8fr);
        gap: 24px;
        align-items: center;
    }

    body.kr-modern-ui .sf-services .sf-grid-services {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }

    body.kr-modern-ui .sf-stats .sf-grid-stats {
        grid-template-columns: repeat(4, minmax(0, 1fr));
    }

    body.kr-modern-ui .sf-process .sf-grid-process,
    body.kr-modern-ui .sf-why .sf-grid-why,
    body.kr-modern-ui .sf-testimonials .sf-grid-testimonials {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }

    body.kr-modern-ui .sf-inquiry .sf-grid-inquiry,
    body.kr-modern-ui .sf-finalcta .sf-grid-finalcta {
        grid-template-columns: repeat(2, minmax(0, 1fr));
        gap: 20px;
    }
}

/* Ensure old rails remain hidden */
body.kr-modern-ui .kr-left-rail,
body.kr-modern-ui .kr-mobile-social-bar {
    display: none !important;
}

/* sf-home polish pass */
body.kr-modern-ui .sf-home .sf-hero {
    background:
        radial-gradient(
            circle at 82% 16%,
            rgba(7, 90, 156, 0.12),
            transparent 42%
        ),
        radial-gradient(
            circle at 18% 0%,
            rgba(22, 163, 74, 0.1),
            transparent 36%
        ),
        #f6f9fc;
}

body.kr-modern-ui .sf-home .sf-hero h1 {
    font-size: clamp(2.2rem, 6.2vw, 3.9rem);
    line-height: 1.08;
    margin: 8px 0 16px;
}

body.kr-modern-ui .sf-home .sf-hero p {
    margin-bottom: 18px;
}

body.kr-modern-ui .sf-home .sf-hero .sf-hero__support {
    border-radius: 20px;
    padding: clamp(20px, 2.3vw, 30px);
    box-shadow: 0 18px 38px rgba(11, 36, 71, 0.14);
}

body.kr-modern-ui .sf-home .sf-services .sf-grid-services {
    align-items: stretch;
}

body.kr-modern-ui .sf-home .sf-services .sf-card {
    display: flex;
    flex-direction: column;
    gap: 10px;
    height: 100%;
    padding: 20px;
    transition: box-shadow 0.2s ease;
}

body.kr-modern-ui .sf-home .sf-services .sf-card:hover {
    box-shadow: 0 18px 32px rgba(11, 36, 71, 0.16);
}

body.kr-modern-ui .sf-home .sf-services .sf-services__icon {
    width: 38px;
    height: 38px;
    border-radius: 10px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: #e9f3ff;
    color: #075a9c;
    font-size: 16px;
}

body.kr-modern-ui .sf-home .sf-process .sf-grid-process {
    grid-template-columns: 1fr;
}

body.kr-modern-ui .sf-home .sf-process .sf-card {
    display: grid;
    grid-template-columns: auto 1fr;
    column-gap: 12px;
    row-gap: 6px;
    align-items: start;
    min-height: 100%;
}

body.kr-modern-ui .sf-home .sf-process .sf-process__step {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 0.82rem;
    font-weight: 700;
    color: #ffffff;
    background: #075a9c;
}

body.kr-modern-ui .sf-home .sf-process .sf-card h3,
body.kr-modern-ui .sf-home .sf-process .sf-card p {
    grid-column: 2 / 3;
}

body.kr-modern-ui .sf-home .sf-testimonials .sf-grid-testimonials {
    gap: 14px;
}

body.kr-modern-ui .sf-home .sf-testimonials .sf-card {
    padding: 18px;
    display: flex;
    flex-direction: column;
    gap: 8px;
}

body.kr-modern-ui .sf-home .sf-testimonials .sf-testimonials__quote-icon {
    color: #075a9c;
    font-size: 18px;
    line-height: 1;
}

body.kr-modern-ui .sf-home .sf-testimonials h3 {
    margin-bottom: 4px;
}

body.kr-modern-ui .sf-home .sf-testimonials .sf-testimonials__author strong {
    color: #0b2447;
    font-size: 0.95rem;
}

body.kr-modern-ui .sf-home .sf-inquiry .sf-grid-inquiry {
    gap: 20px;
    align-items: start;
}

body.kr-modern-ui .sf-home .sf-inquiry .sf-form {
    padding: clamp(18px, 2.1vw, 26px);
    gap: 9px;
}

body.kr-modern-ui .sf-home .sf-inquiry .sf-form .sf-btn {
    margin-top: 4px;
}

body.kr-modern-ui .sf-home .sf-finalcta .sf-grid-finalcta {
    grid-template-columns: 1fr;
}

body.kr-modern-ui .sf-home .sf-finalcta .sf-finalcta__content {
    width: 100%;
    max-width: 100%;
    padding: clamp(20px, 2.2vw, 30px);
}

body.kr-modern-ui .sf-home .sf-finalcta .sf-grid-finalcta-actions {
    margin-top: 18px;
}

body.kr-modern-ui .kr-footer__cta {
    padding: 22px 24px;
}

body.kr-modern-ui .kr-footer__cta-copy,
body.kr-modern-ui .kr-footer__quote-card {
    margin: 0;
}

@media (min-width: 768px) and (max-width: 991px) {
    body.kr-modern-ui .sf-home .sf-process .sf-grid-process {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (min-width: 992px) {
    body.kr-modern-ui .sf-home .sf-process .sf-grid-process {
        grid-template-columns: repeat(4, minmax(0, 1fr));
    }

    body.kr-modern-ui .sf-home .sf-testimonials .sf-grid-testimonials {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }

    body.kr-modern-ui .sf-home .sf-inquiry .sf-grid-inquiry {
        grid-template-columns: minmax(260px, 0.9fr) minmax(0, 1.1fr);
    }
}

/* Premium sf-home upgrade */
body.kr-modern-ui .sf-home {
    background: #f7faff;
    color: #0b2447;
}

body.kr-modern-ui .sf-home .sf-section {
    padding: clamp(56px, 6.2vw, 92px) 0;
}

body.kr-modern-ui .sf-home .sf-section:nth-child(odd) {
    background: #f8fbff;
}

body.kr-modern-ui .sf-home .sf-section:nth-child(even) {
    background: #eef5fb;
}

body.kr-modern-ui .sf-home .sf-card {
    border: 1px solid rgba(11, 36, 71, 0.1);
    border-radius: 24px;
    box-shadow: 0 18px 40px rgba(11, 36, 71, 0.12);
}

body.kr-modern-ui .sf-home .sf-section__head {
    margin-bottom: 20px;
}

body.kr-modern-ui .sf-home .sf-section__head > p,
body.kr-modern-ui .sf-home .sf-why__intro > p,
body.kr-modern-ui .sf-home .sf-inquiry__benefits > p,
body.kr-modern-ui .sf-home .sf-finalcta__band > p:first-child {
    color: #075a9c !important;
    text-transform: uppercase;
    font-size: 0.8rem;
    letter-spacing: 0.08em;
    font-weight: 700;
}

body.kr-modern-ui .sf-home h1,
body.kr-modern-ui .sf-home h2,
body.kr-modern-ui .sf-home h3 {
    color: #0b2447 !important;
}

body.kr-modern-ui .sf-home p,
body.kr-modern-ui .sf-home li,
body.kr-modern-ui .sf-home span {
    color: #51657d !important;
}

body.kr-modern-ui .sf-home .sf-hero {
    background:
        radial-gradient(
            circle at 88% 8%,
            rgba(7, 90, 156, 0.2),
            transparent 45%
        ),
        radial-gradient(
            circle at 8% 0%,
            rgba(22, 163, 74, 0.14),
            transparent 34%
        ),
        linear-gradient(180deg, #eef5ff 0%, #f7faff 100%);
}

body.kr-modern-ui .sf-home .sf-hero h1 {
    font-size: clamp(2.4rem, 6.8vw, 4.2rem);
    line-height: 1.04;
    margin: 10px 0 16px;
}

body.kr-modern-ui .sf-home .sf-hero .sf-hero__intro {
    max-width: 60ch;
    font-size: 1.04rem;
}

body.kr-modern-ui .sf-home .sf-grid-badges {
    grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    margin-top: 10px;
}

body.kr-modern-ui .sf-home .sf-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    min-height: 40px;
    padding: 0 12px;
    border-radius: 999px;
    border: 1px solid rgba(11, 36, 71, 0.12);
    background: rgba(255, 255, 255, 0.9);
    color: #0b2447 !important;
    font-size: 0.86rem;
    font-weight: 600;
}

body.kr-modern-ui .sf-home .sf-badge i {
    color: #075a9c;
}

body.kr-modern-ui .sf-home .sf-hero__dashboard .sf-hero__glass {
    background: linear-gradient(
        160deg,
        rgba(255, 255, 255, 0.88),
        rgba(241, 248, 255, 0.8)
    );
    backdrop-filter: blur(10px);
    -webkit-backdrop-filter: blur(10px);
    border: 1px solid rgba(160, 198, 237, 0.45);
}

body.kr-modern-ui .sf-home .sf-hero__glass header {
    display: flex;
    justify-content: space-between;
    gap: 12px;
    margin-bottom: 14px;
}

body.kr-modern-ui .sf-home .sf-hero__glass header span {
    color: #51657d !important;
    font-size: 0.84rem;
}

body.kr-modern-ui .sf-home .sf-hero__glass header strong {
    color: #0b2447;
    font-size: 0.92rem;
}

body.kr-modern-ui .sf-home .sf-hero__metric-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 10px;
    margin-bottom: 14px;
}

body.kr-modern-ui .sf-home .sf-hero__metric-grid article {
    border-radius: 14px;
    background: rgba(255, 255, 255, 0.95);
    border: 1px solid rgba(11, 36, 71, 0.1);
    padding: 10px;
}

body.kr-modern-ui .sf-home .sf-hero__metric-grid h3 {
    margin: 0;
    font-size: 1.25rem;
}

body.kr-modern-ui .sf-home .sf-hero__metric-grid p {
    margin-top: 2px;
    font-size: 0.83rem;
}

body.kr-modern-ui .sf-home .sf-hero__glass ul {
    list-style: none;
    padding: 0;
    margin: 0;
    display: grid;
    gap: 8px;
}

body.kr-modern-ui .sf-home .sf-hero__glass li {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.9rem;
}

body.kr-modern-ui .sf-home .sf-hero__glass li i {
    color: #16a34a;
}

body.kr-modern-ui .sf-home .sf-btn {
    min-height: 50px;
    padding: 0 24px;
    border-radius: 999px;
    font-weight: 700;
    box-shadow: 0 14px 28px rgba(7, 90, 156, 0.24);
}

body.kr-modern-ui .sf-home .sf-btn.sf-btn-outline {
    box-shadow: none;
    border-color: rgba(11, 36, 71, 0.2);
}

body.kr-modern-ui .sf-home .sf-stats .sf-card {
    display: grid;
    gap: 8px;
    justify-items: center;
    text-align: center;
    min-height: 170px;
}

body.kr-modern-ui .sf-home .sf-stats__icon {
    width: 44px;
    height: 44px;
    border-radius: 14px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: #e9f3ff;
    color: #075a9c;
    font-size: 18px;
}

body.kr-modern-ui .sf-home .sf-stats h2 {
    font-size: clamp(1.8rem, 4.2vw, 2.4rem);
    margin: 0;
}

body.kr-modern-ui .sf-home .sf-services .sf-grid-services {
    align-items: stretch;
}

body.kr-modern-ui .sf-home .sf-services .sf-card {
    position: relative;
    padding: 22px;
    display: flex;
    flex-direction: column;
    gap: 10px;
    min-height: 100%;
}

body.kr-modern-ui .sf-home .sf-services .sf-card::before {
    content: "";
    position: absolute;
    left: 20px;
    right: 20px;
    top: 0;
    height: 4px;
    border-radius: 999px;
    background: linear-gradient(90deg, #075a9c, #16a34a);
}

body.kr-modern-ui .sf-home .sf-services .sf-services__icon {
    width: 42px;
    height: 42px;
    border-radius: 12px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: #ebf4ff;
    color: #075a9c;
    font-size: 17px;
    margin-top: 4px;
}

body.kr-modern-ui .sf-home .sf-services .sf-card:hover {
    box-shadow: 0 22px 42px rgba(11, 36, 71, 0.16);
}

body.kr-modern-ui .sf-home .sf-process .sf-grid-process {
    position: relative;
    gap: 14px;
}

body.kr-modern-ui .sf-home .sf-process .sf-card {
    position: relative;
    padding: 20px;
    padding-top: 56px;
}

body.kr-modern-ui .sf-home .sf-process .sf-process__step {
    position: absolute;
    top: 14px;
    left: 14px;
    width: 34px;
    height: 34px;
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    color: #ffffff;
    font-size: 0.78rem;
    font-weight: 700;
    background: linear-gradient(135deg, #075a9c, #0b75c4);
}

body.kr-modern-ui .sf-home .sf-grid-why-split {
    grid-template-columns: 1fr;
    gap: 18px;
}

body.kr-modern-ui .sf-home .sf-why__intro {
    display: grid;
    gap: 12px;
}

body.kr-modern-ui .sf-home .sf-testimonials .sf-card {
    padding: 22px;
    display: grid;
    gap: 10px;
}

body.kr-modern-ui .sf-home .sf-testimonials__quote-icon {
    color: #075a9c !important;
    font-size: 18px;
}

body.kr-modern-ui .sf-home .sf-testimonials__stars {
    color: #f5b301;
    letter-spacing: 2px;
    font-size: 0.94rem;
}

body.kr-modern-ui .sf-home .sf-testimonials__author {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-top: 2px;
}

body.kr-modern-ui .sf-home .sf-testimonials__avatar {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: #eaf3ff;
    color: #075a9c;
    font-weight: 700;
}

body.kr-modern-ui .sf-home .sf-testimonials__author strong {
    color: #0b2447;
    display: block;
    line-height: 1.2;
}

body.kr-modern-ui .sf-home .sf-testimonials__author span {
    color: #51657d !important;
    font-size: 0.86rem;
}

body.kr-modern-ui .sf-home .sf-inquiry .sf-inquiry__wrap {
    border-radius: 24px;
    background: linear-gradient(180deg, #ffffff 0%, #f6fbff 100%);
    border: 1px solid rgba(11, 36, 71, 0.1);
    box-shadow: 0 18px 42px rgba(11, 36, 71, 0.12);
    padding: clamp(18px, 2.2vw, 30px);
}

body.kr-modern-ui .sf-home .sf-inquiry .sf-grid-inquiry {
    align-items: start;
    gap: 22px;
}

body.kr-modern-ui .sf-home .sf-inquiry .sf-inquiry__benefits ul {
    margin-top: 8px;
}

body.kr-modern-ui .sf-home .sf-form {
    background: #ffffff;
    border-radius: 18px;
    border: 1px solid rgba(11, 36, 71, 0.14);
    box-shadow: 0 8px 18px rgba(11, 36, 71, 0.08);
}

body.kr-modern-ui .sf-home .sf-form input,
body.kr-modern-ui .sf-home .sf-form select,
body.kr-modern-ui .sf-home .sf-form textarea {
    border-color: rgba(11, 36, 71, 0.16);
}

body.kr-modern-ui .sf-home .sf-finalcta {
    background: #f6f9fc;
}

body.kr-modern-ui .sf-home .sf-finalcta .sf-finalcta__band {
    background: linear-gradient(140deg, #0b2447 0%, #0f3a6c 100%);
    border-radius: 24px;
    padding: clamp(24px, 3.2vw, 44px);
    text-align: center;
}

body.kr-modern-ui .sf-home .sf-finalcta .sf-finalcta__band h2,
body.kr-modern-ui .sf-home .sf-finalcta .sf-finalcta__band p,
body.kr-modern-ui .sf-home .sf-finalcta .sf-finalcta__band a {
    color: #ffffff !important;
}

body.kr-modern-ui .sf-home .sf-finalcta .sf-finalcta__band .sf-btn {
    margin-top: 8px;
    background: #16a34a;
    border-color: #16a34a;
    box-shadow: 0 14px 28px rgba(22, 163, 74, 0.28);
}

body.kr-modern-ui .kr-footer__cta {
    padding: 18px 22px;
}

@media (min-width: 992px) {
    body.kr-modern-ui .sf-home .sf-grid-hero {
        grid-template-columns: minmax(0, 1.15fr) minmax(360px, 0.85fr);
        gap: 28px;
    }

    body.kr-modern-ui .sf-home .sf-grid-services {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }

    body.kr-modern-ui .sf-home .sf-grid-process {
        grid-template-columns: repeat(4, minmax(0, 1fr));
    }

    body.kr-modern-ui .sf-home .sf-grid-why-split {
        grid-template-columns: minmax(280px, 0.9fr) minmax(0, 1.1fr);
        align-items: start;
    }

    body.kr-modern-ui .sf-home .sf-grid-testimonials {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }

    body.kr-modern-ui .sf-home .sf-grid-inquiry {
        grid-template-columns: minmax(280px, 0.95fr) minmax(0, 1.05fr);
    }
}

/* SF Premium Visual Composition Pass */
body.kr-modern-ui .sf-home.sf-home--premium {
    background: linear-gradient(180deg, #f6f9fc 0%, #eef5fb 100%);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-section {
    padding: clamp(58px, 8vw, 104px) 0;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-section:nth-child(odd) {
    background: #f6f9fc;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-section:nth-child(even) {
    background: #eef5fb;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-hero {
    position: relative;
    overflow: hidden;
    min-height: min(92vh, 920px);
    display: flex;
    align-items: center;
    background:
        radial-gradient(
            circle at 12% 16%,
            rgba(7, 90, 156, 0.18),
            transparent 52%
        ),
        radial-gradient(
            circle at 82% 24%,
            rgba(22, 163, 74, 0.15),
            transparent 45%
        ),
        linear-gradient(135deg, #f4f9ff 0%, #e8f3ff 44%, #f6fcf7 100%);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-hero__glow {
    position: absolute;
    border-radius: 999px;
    filter: blur(0.5px);
    pointer-events: none;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-hero__glow--one {
    width: clamp(220px, 30vw, 460px);
    height: clamp(220px, 30vw, 460px);
    left: -7%;
    top: -20%;
    background: radial-gradient(
        circle,
        rgba(7, 90, 156, 0.24),
        rgba(7, 90, 156, 0)
    );
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-hero__glow--two {
    width: clamp(260px, 34vw, 540px);
    height: clamp(260px, 34vw, 540px);
    right: -10%;
    bottom: -36%;
    background: radial-gradient(
        circle,
        rgba(22, 163, 74, 0.22),
        rgba(22, 163, 74, 0)
    );
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-hero {
    position: relative;
    z-index: 2;
    align-items: center;
    gap: clamp(26px, 4vw, 54px);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-hero h1 {
    font-size: clamp(2.3rem, 4.6vw, 4.25rem);
    line-height: 1.05;
    letter-spacing: -0.03em;
    max-width: 14ch;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-hero__intro {
    font-size: clamp(1rem, 1.45vw, 1.16rem);
    max-width: 54ch;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-hero-actions {
    margin-top: 8px;
    gap: 12px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-hero-actions .sf-btn {
    min-height: 54px;
    padding-inline: 26px;
    font-size: 0.98rem;
    border-radius: 999px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-badges {
    margin-top: 16px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-badge {
    background: rgba(255, 255, 255, 0.88);
    border: 1px solid rgba(11, 36, 71, 0.12);
    box-shadow: 0 10px 20px rgba(11, 36, 71, 0.08);
    border-radius: 999px;
    color: #0b2447;
    font-weight: 700;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-hero__dashboard {
    position: relative;
    isolation: isolate;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-hero__trustchips {
    position: absolute;
    top: clamp(-14px, -2vw, -8px);
    right: clamp(-8px, -2vw, -2px);
    z-index: 3;
    display: grid;
    gap: 10px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-hero__trustchips span {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 14px;
    border-radius: 999px;
    color: #0b2447;
    font-size: 0.78rem;
    font-weight: 700;
    background: rgba(255, 255, 255, 0.94);
    border: 1px solid rgba(11, 36, 71, 0.12);
    box-shadow: 0 16px 28px rgba(11, 36, 71, 0.14);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-hero__glass {
    padding: clamp(20px, 2.2vw, 28px);
    border-radius: 26px;
    background: linear-gradient(
        160deg,
        rgba(255, 255, 255, 0.98),
        rgba(239, 248, 255, 0.94)
    );
    border: 1px solid rgba(255, 255, 255, 0.72);
    box-shadow: 0 24px 48px rgba(11, 36, 71, 0.2);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-stats {
    padding-top: 20px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-stats {
    gap: 14px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-stats__item {
    background: linear-gradient(
        180deg,
        rgba(255, 255, 255, 0.98),
        rgba(247, 251, 255, 0.98)
    );
    border: 1px solid rgba(11, 36, 71, 0.12);
    border-radius: 22px;
    box-shadow: 0 14px 32px rgba(11, 36, 71, 0.12);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-services {
    gap: 18px;
    grid-auto-flow: row dense;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-services__card {
    min-height: 220px;
    border-radius: 24px;
    border: 1px solid rgba(11, 36, 71, 0.11);
    box-shadow: 0 14px 30px rgba(11, 36, 71, 0.1);
    padding: 24px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-services__card::before {
    left: 18px;
    right: 18px;
    height: 5px;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services__card
    .sf-services__icon {
    width: 52px;
    height: 52px;
    border-radius: 16px;
    font-size: 20px;
    background: linear-gradient(140deg, #e7f2ff, #eafaf0);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-services__card h3 {
    margin-top: 4px;
    font-size: 1.16rem;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-services__card p {
    margin-bottom: 0;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-process {
    overflow: hidden;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-process {
    position: relative;
    gap: 16px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-process::before {
    content: "";
    position: absolute;
    left: 7%;
    right: 7%;
    top: 36px;
    height: 2px;
    background: linear-gradient(
        90deg,
        rgba(7, 90, 156, 0.2),
        rgba(22, 163, 74, 0.35),
        rgba(7, 90, 156, 0.2)
    );
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-process__item {
    position: relative;
    padding: 22px 20px 20px;
    border-radius: 22px;
    border: 1px solid rgba(11, 36, 71, 0.12);
    box-shadow: 0 14px 30px rgba(11, 36, 71, 0.1);
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-process__item
    .sf-process__step {
    position: static;
    margin-bottom: 14px;
    width: 40px;
    height: 40px;
    font-size: 0.84rem;
    box-shadow: 0 8px 18px rgba(7, 90, 156, 0.28);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-why-split {
    gap: clamp(20px, 3vw, 36px);
    align-items: start;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-why__intro {
    max-width: 470px;
    position: sticky;
    top: 96px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-why {
    gap: 14px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-why__feature {
    min-height: 140px;
    border: 1px solid rgba(11, 36, 71, 0.11);
    box-shadow: 0 12px 28px rgba(11, 36, 71, 0.1);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-why__feature--a,
body.kr-modern-ui .sf-home.sf-home--premium .sf-why__feature--c {
    transform: translateY(10px);
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-testimonials
    .sf-testimonials__card {
    min-height: 290px;
    border-radius: 24px;
    border: 1px solid rgba(11, 36, 71, 0.11);
    box-shadow: 0 14px 30px rgba(11, 36, 71, 0.1);
    padding: 24px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-testimonials__quote-icon {
    width: 46px;
    height: 46px;
    border-radius: 14px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 1.12rem;
    background: #e8f2ff;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-testimonials__stars {
    display: inline-flex;
    gap: 3px;
    font-size: 0.92rem;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-testimonials__card p {
    font-size: 1rem;
    line-height: 1.72;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-inquiry .sf-inquiry__wrap {
    border-radius: 28px;
    background: linear-gradient(135deg, #0b2f57 0%, #0f4e80 54%, #1496c6 100%);
    border: 0;
    box-shadow: 0 28px 52px rgba(8, 34, 63, 0.32);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-inquiry .sf-grid-inquiry {
    gap: clamp(20px, 2.6vw, 34px);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-inquiry__benefits {
    color: #ffffff;
    padding: clamp(8px, 1vw, 10px);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-inquiry__benefits h2,
body.kr-modern-ui .sf-home.sf-home--premium .sf-inquiry__benefits p,
body.kr-modern-ui .sf-home.sf-home--premium .sf-inquiry__benefits li {
    color: #ffffff !important;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-form {
    border-radius: 22px;
    border: 1px solid rgba(255, 255, 255, 0.5);
    box-shadow: 0 14px 28px rgba(8, 34, 63, 0.24);
    background: rgba(255, 255, 255, 0.97);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-form label {
    color: #0b2447;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-form .sf-btn {
    width: 100%;
    margin-top: 4px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta .sf-finalcta__band {
    border-radius: 28px;
    padding: clamp(30px, 4vw, 56px);
    background: linear-gradient(120deg, #061a36 0%, #0b2447 48%, #114f7d 100%);
    box-shadow: 0 20px 44px rgba(5, 20, 40, 0.35);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta .sf-finalcta__band h2 {
    font-size: clamp(1.8rem, 3.8vw, 2.75rem);
    max-width: 22ch;
    margin-inline: auto;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-finalcta
    .sf-finalcta__band
    .sf-btn {
    min-width: 190px;
    min-height: 52px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta .sf-finalcta__band p {
    margin-top: 10px;
}

body.kr-modern-ui .kr-left-rail,
body.kr-modern-ui .kr-mobile-social-bar {
    display: none !important;
}

@media (min-width: 992px) {
    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-hero {
        grid-template-columns: minmax(0, 1.1fr) minmax(360px, 0.9fr);
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-stats {
        grid-template-columns: repeat(4, minmax(0, 1fr));
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-services {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-services__card--wide {
        grid-column: span 2;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-services__card--tall {
        min-height: 260px;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-process {
        grid-template-columns: repeat(4, minmax(0, 1fr));
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-why-split {
        grid-template-columns: minmax(320px, 0.9fr) minmax(0, 1.1fr);
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-why {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-testimonials {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-inquiry {
        grid-template-columns: minmax(0, 0.92fr) minmax(0, 1.08fr);
    }
}

@media (max-width: 991.98px) {
    body.kr-modern-ui .sf-home.sf-home--premium .sf-hero {
        min-height: auto;
        padding-top: 48px;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-hero__trustchips {
        position: static;
        margin-bottom: 12px;
        grid-template-columns: 1fr;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-services {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-services__card--wide {
        grid-column: span 2;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-process::before {
        display: none;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-why__intro {
        position: static;
    }
}

@media (max-width: 767.98px) {
    body.kr-modern-ui .sf-home.sf-home--premium .sf-section {
        padding: 52px 0;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-services,
    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-process,
    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-testimonials,
    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-why {
        grid-template-columns: 1fr;
    }

    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-testimonials
        .sf-testimonials__card,
    body.kr-modern-ui .sf-home.sf-home--premium .sf-services__card,
    body.kr-modern-ui .sf-home.sf-home--premium .sf-process__item {
        min-height: 0;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-hero-actions .sf-btn {
        width: 100%;
    }

    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-finalcta
        .sf-finalcta__band
        h2 {
        max-width: 100%;
    }
}

/* SF Premium Composition Refinement Pass */
body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-services {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    grid-auto-flow: dense;
    align-items: start;
    gap: 20px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-services__card {
    min-height: 0;
    padding: 26px;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-grid-services
    > .sf-services__card:nth-child(2) {
    grid-column: span 2;
    padding: 30px;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-grid-services
    > .sf-services__card:nth-child(3) {
    grid-row: span 2;
    min-height: 420px;
    padding: 30px;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-grid-services
    > .sf-services__card:nth-child(8) {
    grid-column: span 2;
    padding: 30px;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services__card
    .sf-services__icon,
body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services__card
    .sf-services__icon
    i {
    color: #075a9c !important;
    opacity: 1 !important;
    filter: none !important;
    mix-blend-mode: normal !important;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services__card
    .sf-services__icon {
    width: 56px;
    height: 56px;
    border-radius: 18px;
    background: linear-gradient(145deg, #ecf5ff, #e7f8ef);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-services__card h3 {
    color: #0b2447 !important;
    font-size: 1.22rem;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-services__card:hover {
    transform: translateY(-6px);
    box-shadow: 0 20px 38px rgba(11, 36, 71, 0.16);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-process {
    position: relative;
    gap: 22px;
    margin-top: 18px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-process::before {
    top: 28px;
    left: 8%;
    right: 8%;
    height: 3px;
    background: linear-gradient(
        90deg,
        rgba(7, 90, 156, 0.3),
        rgba(22, 163, 74, 0.45),
        rgba(7, 90, 156, 0.3)
    );
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-process__item {
    min-height: 240px;
    padding: 60px 24px 24px;
    margin-top: 26px;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-process__item
    .sf-process__step {
    position: absolute;
    top: -30px;
    left: 22px;
    width: 60px;
    height: 60px;
    font-size: 0.96rem;
    font-weight: 800;
    border: 3px solid #ffffff;
    box-shadow: 0 14px 24px rgba(7, 90, 156, 0.28);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-process__item h3 {
    font-size: 1.22rem;
    margin-bottom: 10px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-process__item p {
    font-size: 1rem;
    line-height: 1.78;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta .sf-finalcta__band {
    position: relative;
    overflow: hidden;
    text-align: left;
    isolation: isolate;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-finalcta
    .sf-finalcta__band::before {
    content: "";
    position: absolute;
    width: clamp(220px, 32vw, 460px);
    height: clamp(220px, 32vw, 460px);
    right: -12%;
    top: -38%;
    border-radius: 999px;
    background: radial-gradient(
        circle,
        rgba(72, 173, 255, 0.28),
        rgba(72, 173, 255, 0)
    );
    z-index: -1;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta .sf-finalcta__band h2,
body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta .sf-finalcta__band p {
    margin-left: 0;
    margin-right: 0;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 18px;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-finalcta__actions
    .sf-btn.sf-btn-outline {
    background: rgba(255, 255, 255, 0.06);
    color: #ffffff !important;
    border: 1px solid rgba(255, 255, 255, 0.36);
}

body.kr-modern-ui .kr-footer {
    color: #dce9ff !important;
}

body.kr-modern-ui .kr-footer__heading,
body.kr-modern-ui .kr-footer__title,
body.kr-modern-ui .kr-footer__quote-author strong {
    color: #ffffff !important;
}

body.kr-modern-ui .kr-footer p,
body.kr-modern-ui .kr-footer li,
body.kr-modern-ui .kr-footer span,
body.kr-modern-ui .kr-footer__text,
body.kr-modern-ui .kr-footer__copyright,
body.kr-modern-ui .kr-footer__contact-text,
body.kr-modern-ui .kr-footer__quote-author span {
    color: #d8e6ff !important;
}

body.kr-modern-ui .kr-footer a {
    color: #f3f8ff !important;
}

body.kr-modern-ui .kr-footer a:hover {
    color: #9fd2ff !important;
}

body.kr-modern-ui .kr-footer__heading {
    margin-bottom: 14px;
}

body.kr-modern-ui .kr-footer__list {
    gap: 10px;
}

@media (max-width: 991.98px) {
    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-services {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-grid-services
        > .sf-services__card:nth-child(2),
    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-grid-services
        > .sf-services__card:nth-child(8) {
        grid-column: span 2;
    }

    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-grid-services
        > .sf-services__card:nth-child(3) {
        grid-column: span 2;
        grid-row: auto;
        min-height: 0;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-process {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-process::before {
        display: none;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-process__item {
        margin-top: 0;
    }

    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-process__item
        .sf-process__step {
        position: static;
        margin-bottom: 14px;
    }
}

@media (max-width: 767.98px) {
    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-services {
        grid-template-columns: 1fr;
    }

    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-grid-services
        > .sf-services__card:nth-child(2),
    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-grid-services
        > .sf-services__card:nth-child(3),
    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-grid-services
        > .sf-services__card:nth-child(8) {
        grid-column: auto;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-process {
        grid-template-columns: 1fr;
        gap: 14px;
        margin-top: 10px;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-grid-process::before {
        display: block;
        left: 27px;
        right: auto;
        top: 16px;
        bottom: 16px;
        width: 2px;
        height: auto;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-process__item {
        position: relative;
        padding: 20px 18px 18px 76px;
        min-height: 0;
    }

    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-process__item
        .sf-process__step {
        position: absolute;
        top: 16px;
        left: 0;
        width: 54px;
        height: 54px;
        margin: 0;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta__actions {
        flex-direction: column;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta__actions .sf-btn {
        width: 100%;
    }
}

/* SF Services Premium Refinement */
body.kr-modern-ui .sf-home.sf-home--premium .sf-services .sf-section__head {
    margin-bottom: clamp(16px, 2vw, 24px);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-services .sf-grid-services {
    display: grid;
    grid-template-columns: repeat(12, minmax(0, 1fr));
    grid-auto-flow: dense;
    align-items: stretch;
    gap: clamp(14px, 1.9vw, 22px);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-services .sf-services__card {
    grid-column: span 4;
    min-height: 230px;
    height: auto;
    padding: clamp(20px, 2vw, 28px);
    border-radius: 20px;
    border: 1px solid rgba(11, 36, 71, 0.11);
    background: linear-gradient(180deg, #ffffff 0%, #f9fcff 100%);
    box-shadow: 0 14px 28px rgba(11, 36, 71, 0.11);
    transition:
        transform 0.24s ease,
        box-shadow 0.24s ease;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services
    .sf-services__card::before {
    left: 16px;
    right: 16px;
    height: 4px;
    border-radius: 999px;
    background: linear-gradient(90deg, #075a9c, #16a34a);
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services
    .sf-services__card:hover {
    transform: translateY(-6px);
    box-shadow: 0 22px 36px rgba(11, 36, 71, 0.16);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-services .sf-services__card h3 {
    color: #0b2447 !important;
    font-size: clamp(1.12rem, 1.45vw, 1.3rem);
    line-height: 1.28;
    font-weight: 700;
    margin-top: 6px;
    margin-bottom: 8px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-services .sf-services__card p {
    color: #51657d !important;
    font-size: 0.97rem;
    line-height: 1.74;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services
    .sf-services__card
    .sf-services__icon {
    width: 58px;
    height: 58px;
    border-radius: 16px;
    background: linear-gradient(145deg, #ebf5ff, #eafaf1);
    box-shadow:
        inset 0 0 0 1px rgba(11, 36, 71, 0.08),
        0 8px 16px rgba(11, 36, 71, 0.12);
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services
    .sf-services__card
    .sf-services__icon,
body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services
    .sf-services__card
    .sf-services__icon
    i {
    color: #075a9c !important;
    font-size: 1.28rem;
    opacity: 1 !important;
    filter: none !important;
    mix-blend-mode: normal !important;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services
    .sf-grid-services
    > .sf-services__card:nth-child(2),
body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services
    .sf-grid-services
    > .sf-services__card:nth-child(8) {
    grid-column: span 8;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services
    .sf-grid-services
    > .sf-services__card:nth-child(3),
body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services
    .sf-grid-services
    > .sf-services__card:nth-child(6) {
    grid-column: span 4;
}

@media (max-width: 991.98px) {
    body.kr-modern-ui .sf-home.sf-home--premium .sf-services .sf-grid-services {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-services
        .sf-grid-services
        > .sf-services__card {
        grid-column: span 1;
        min-height: 0;
    }

    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-services
        .sf-grid-services
        > .sf-services__card:nth-child(2),
    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-services
        .sf-grid-services
        > .sf-services__card:nth-child(8) {
        grid-column: span 2;
    }
}

@media (max-width: 767.98px) {
    body.kr-modern-ui .sf-home.sf-home--premium .sf-services .sf-grid-services {
        grid-template-columns: 1fr;
        gap: 14px;
    }

    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-services
        .sf-grid-services
        > .sf-services__card,
    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-services
        .sf-grid-services
        > .sf-services__card:nth-child(2),
    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-services
        .sf-grid-services
        > .sf-services__card:nth-child(8) {
        grid-column: auto;
        min-height: 0;
        padding: 20px;
    }
}

/* SF Remaining Approved Fixes: Process + CTA + Footer + Icon Visibility */
body.kr-modern-ui .sf-home.sf-home--premium .sf-process .sf-section__head {
    margin-bottom: clamp(18px, 2.2vw, 30px);
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-process .sf-grid-process {
    position: relative;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: clamp(18px, 2.1vw, 26px);
    margin-top: 14px;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-process
    .sf-grid-process::before {
    content: "";
    position: absolute;
    left: 8%;
    right: 8%;
    top: 34px;
    height: 3px;
    border-radius: 999px;
    background: linear-gradient(
        90deg,
        rgba(7, 90, 156, 0.3),
        rgba(22, 163, 74, 0.45),
        rgba(7, 90, 156, 0.3)
    );
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-process .sf-process__item {
    min-height: 250px;
    margin-top: 28px;
    padding: 62px 24px 24px;
    border-radius: 22px;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-process
    .sf-process__item
    .sf-process__step {
    position: absolute;
    top: -30px;
    left: 20px;
    width: 62px;
    height: 62px;
    border-radius: 50%;
    border: 3px solid #ffffff;
    font-size: 0.98rem;
    font-weight: 800;
    color: #ffffff !important;
    background: linear-gradient(135deg, #075a9c, #0d75bf);
    box-shadow: 0 14px 28px rgba(7, 90, 156, 0.3);
    opacity: 1 !important;
    filter: none !important;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-process .sf-process__item h3 {
    font-size: clamp(1.14rem, 1.5vw, 1.28rem);
    color: #0b2447 !important;
    margin-bottom: 10px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-process .sf-process__item p {
    font-size: 1rem;
    line-height: 1.78;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta .sf-finalcta__band {
    position: relative;
    overflow: hidden;
    text-align: left;
    padding: clamp(30px, 4vw, 58px);
    background: linear-gradient(128deg, #071a34 0%, #0b2f57 52%, #0f5d95 100%);
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-finalcta
    .sf-finalcta__band::after {
    content: "";
    position: absolute;
    width: clamp(220px, 32vw, 460px);
    height: clamp(220px, 32vw, 460px);
    right: -14%;
    top: -36%;
    border-radius: 999px;
    background: radial-gradient(
        circle,
        rgba(100, 188, 255, 0.26),
        rgba(100, 188, 255, 0)
    );
    pointer-events: none;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta .sf-finalcta__band h2,
body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta .sf-finalcta__band p {
    max-width: 760px;
    margin-left: 0;
    margin-right: 0;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta__actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 18px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta__actions .sf-btn {
    min-width: 176px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta__actions .sf-btn i {
    margin-right: 8px;
    color: inherit !important;
    opacity: 1 !important;
    filter: none !important;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-finalcta__actions
    .sf-btn.sf-btn-outline {
    background: rgba(255, 255, 255, 0.08);
    border-color: rgba(255, 255, 255, 0.36);
    color: #ffffff !important;
}

body.kr-modern-ui .kr-footer {
    color: #dce9ff !important;
}

body.kr-modern-ui .kr-footer__title,
body.kr-modern-ui .kr-footer__heading,
body.kr-modern-ui .kr-footer__quote-author strong {
    color: #ffffff !important;
}

body.kr-modern-ui .kr-footer p,
body.kr-modern-ui .kr-footer li,
body.kr-modern-ui .kr-footer span,
body.kr-modern-ui .kr-footer__text,
body.kr-modern-ui .kr-footer__contact-text,
body.kr-modern-ui .kr-footer__copyright,
body.kr-modern-ui .kr-footer__quote-author span {
    color: #dbe7fb !important;
    opacity: 1 !important;
}

body.kr-modern-ui .kr-footer a {
    color: #f3f8ff !important;
}

body.kr-modern-ui .kr-footer a:hover {
    color: #9fd2ff !important;
}

body.kr-modern-ui .kr-footer__heading {
    margin-bottom: 14px;
}

body.kr-modern-ui .kr-footer__list {
    gap: 10px;
}

body.kr-modern-ui .sf-home.sf-home--premium .sf-services .sf-services__icon,
body.kr-modern-ui .sf-home.sf-home--premium .sf-services .sf-services__icon i,
body.kr-modern-ui .sf-home.sf-home--premium .sf-process .sf-process__step,
body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta__actions .sf-btn i {
    opacity: 1 !important;
    filter: none !important;
    mix-blend-mode: normal !important;
}

@media (max-width: 991.98px) {
    body.kr-modern-ui .sf-home.sf-home--premium .sf-process .sf-grid-process {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-process
        .sf-grid-process::before {
        display: none;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-process .sf-process__item {
        margin-top: 0;
        min-height: 0;
        padding: 22px 20px 20px;
    }

    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-process
        .sf-process__item
        .sf-process__step {
        position: static;
        width: 54px;
        height: 54px;
        margin-bottom: 14px;
    }
}

@media (max-width: 767.98px) {
    body.kr-modern-ui .sf-home.sf-home--premium .sf-process .sf-grid-process {
        grid-template-columns: 1fr;
        gap: 14px;
        margin-top: 8px;
    }

    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-process
        .sf-grid-process::before {
        display: block;
        left: 26px;
        right: auto;
        top: 16px;
        bottom: 16px;
        width: 2px;
        height: auto;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-process .sf-process__item {
        position: relative;
        padding: 18px 16px 16px 76px;
    }

    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-process
        .sf-process__item
        .sf-process__step {
        position: absolute;
        top: 16px;
        left: 0;
        margin: 0;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta__actions {
        flex-direction: column;
    }

    body.kr-modern-ui .sf-home.sf-home--premium .sf-finalcta__actions .sf-btn {
        width: 100%;
    }
}

/* KR Footer CTA Theme Match Fix */
body.kr-modern-ui .kr-footer__cta {
    display: grid;
    grid-template-columns: minmax(0, 1.7fr) minmax(280px, 1fr);
    gap: clamp(16px, 2.2vw, 28px);
    padding: clamp(22px, 2.8vw, 34px);
    border-radius: 26px !important;
    background: linear-gradient(
        135deg,
        #0b2447 0%,
        #0f3a6c 55%,
        #135588 100%
    ) !important;
    border: 1px solid rgba(148, 189, 232, 0.22) !important;
    box-shadow: 0 24px 44px rgba(5, 20, 40, 0.34) !important;
}

body.kr-modern-ui .kr-footer__cta-copy {
    border-radius: 22px;
    padding: clamp(18px, 2.2vw, 28px);
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.14);
}

body.kr-modern-ui .kr-footer__quote-card {
    border-radius: 22px !important;
    padding: clamp(18px, 2vw, 26px);
    background: rgba(255, 255, 255, 0.1) !important;
    border: 1px solid rgba(255, 255, 255, 0.18) !important;
    box-shadow:
        inset 0 1px 0 rgba(255, 255, 255, 0.22),
        0 16px 28px rgba(5, 20, 40, 0.22) !important;
}

body.kr-modern-ui .kr-footer__eyebrow {
    color: #a9d4ff !important;
    letter-spacing: 0.14em;
}

body.kr-modern-ui .kr-footer__title {
    color: #ffffff !important;
    font-size: clamp(2rem, 3.2vw, 3rem);
    line-height: 1.1;
}

body.kr-modern-ui .kr-footer__text {
    color: #dbe9ff !important;
    font-size: clamp(1rem, 1.25vw, 1.25rem);
    line-height: 1.65;
}

body.kr-modern-ui .kr-footer__quote-badge span,
body.kr-modern-ui .kr-footer__quote {
    color: #e7f1ff !important;
}

body.kr-modern-ui .kr-footer__quote-author strong {
    color: #ffffff !important;
}

body.kr-modern-ui .kr-footer__quote-author span {
    color: #bdd8f8 !important;
}

body.kr-modern-ui .kr-footer__quick-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: 18px;
}

body.kr-modern-ui .kr-footer__quick-actions a {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    min-height: 50px;
    padding: 0 20px;
    border-radius: 999px;
    font-weight: 700;
    color: #ffffff !important;
    border: 1px solid transparent;
    text-decoration: none;
}

body.kr-modern-ui .kr-footer__quick-actions a:first-child {
    background: linear-gradient(135deg, #0e6db4, #1393d4);
    box-shadow: 0 10px 20px rgba(19, 116, 175, 0.32);
}

body.kr-modern-ui .kr-footer__quick-actions a:last-child {
    background: #1ca44a;
    box-shadow: 0 10px 20px rgba(28, 164, 74, 0.3);
}

body.kr-modern-ui .kr-footer__quick-actions a i {
    color: #ffffff !important;
    opacity: 1 !important;
    filter: none !important;
}

@media (max-width: 991.98px) {
    body.kr-modern-ui .kr-footer__cta {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 767.98px) {
    body.kr-modern-ui .kr-footer__quick-actions {
        flex-direction: column;
    }

    body.kr-modern-ui .kr-footer__quick-actions a {
        width: 100%;
        justify-content: center;
    }
}

/* SF Sticky Social Links */
body.kr-modern-ui .sf-sticky-social {
    z-index: 1200;
}

body.kr-modern-ui .sf-sticky-social a {
    width: 44px;
    height: 44px;
    border-radius: 14px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    text-decoration: none;
    color: #d9e8ff !important;
    background: rgba(9, 26, 54, 0.72);
    border: 1px solid rgba(115, 147, 199, 0.28);
    box-shadow: 0 10px 20px rgba(5, 18, 38, 0.28);
    transition:
        transform 0.2s ease,
        box-shadow 0.2s ease,
        border-color 0.2s ease,
        color 0.2s ease;
}

body.kr-modern-ui .sf-sticky-social a i {
    opacity: 1 !important;
    filter: none !important;
    font-size: 17px;
}

body.kr-modern-ui .sf-sticky-social a:hover {
    transform: translateY(-2px);
    color: #ffffff !important;
    border-color: rgba(147, 193, 255, 0.5);
    box-shadow: 0 14px 24px rgba(8, 27, 56, 0.34);
}

body.kr-modern-ui .sf-sticky-social--desktop {
    position: fixed !important;
    left: 0;
    top: 0;
    bottom: 0;
    width: 86px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 14px;
    padding: 20px 0;
    background: linear-gradient(180deg, #031634 0%, #041a3a 100%);
    border-right: 1px solid rgba(112, 147, 202, 0.2);
}

body.kr-modern-ui .sf-sticky-social--mobile {
    position: fixed !important;
    left: 50%;
    bottom: 14px;
    transform: translateX(-50%);
    background: rgba(11, 36, 71, 0.92);
    border: 1px solid rgba(255, 255, 255, 0.14);
    border-radius: 999px;
    padding: 8px 10px;
    display: none;
    gap: 8px;
    box-shadow: 0 16px 28px rgba(8, 28, 52, 0.3);
}

body.kr-modern-ui .sf-sticky-social--mobile a {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    box-shadow: none;
}

body.kr-modern-ui .sf-sticky-social a.is-disabled {
    opacity: 0.4;
    cursor: not-allowed;
}

@media (max-width: 991.98px) {
    body.kr-modern-ui .sf-sticky-social--desktop {
        display: none;
    }

    body.kr-modern-ui .sf-sticky-social--mobile {
        display: inline-flex;
    }
}

/* KR Mobile Side Menu Readability Fix */
body.kr-modern-ui .kr-side-panel .side-info,
body.kr-modern-ui .kr-side-panel .offset-widget-box,
body.kr-modern-ui .kr-side-panel .mobile-menu.mean-container .mean-nav {
    background: #ffffff !important;
}

body.kr-modern-ui .kr-side-panel .kr-offcanvas-section > .title,
body.kr-modern-ui
    .kr-side-panel
    .mobile-menu.mean-container
    .mean-nav
    ul
    li
    > a,
body.kr-modern-ui .kr-side-panel .nav-list li > a,
body.kr-modern-ui .kr-side-panel .kr-offcanvas-nav a {
    color: #0b2447 !important;
    opacity: 1 !important;
    font-weight: 600 !important;
    text-shadow: none !important;
}

body.kr-modern-ui
    .kr-side-panel
    .mobile-menu.mean-container
    .mean-nav
    ul
    li
    > a {
    border-top-color: rgba(11, 36, 71, 0.1) !important;
}

body.kr-modern-ui
    .kr-side-panel
    .mobile-menu.mean-container
    .mean-nav
    ul
    li
    > a:hover,
body.kr-modern-ui
    .kr-side-panel
    .mobile-menu.mean-container
    .mean-nav
    ul
    li
    > a:focus,
body.kr-modern-ui .kr-side-panel .nav-list li > a:hover,
body.kr-modern-ui .kr-side-panel .kr-offcanvas-nav a:hover {
    color: #075a9c !important;
}

/* KR Header Active Nav Polish */
body.kr-modern-ui .kr-site-header .main-menu li > a {
    position: relative;
    border-radius: 999px;
    transition:
        background-color 0.2s ease,
        color 0.2s ease,
        box-shadow 0.2s ease;
}

body.kr-modern-ui .kr-site-header .main-menu li > a::before,
body.kr-modern-ui .kr-site-header .main-menu li > a::after {
    content: none !important;
}

body.kr-modern-ui .kr-site-header .main-menu li > a:hover {
    background: #edf5ff !important;
    color: #075a9c !important;
}

body.kr-modern-ui .kr-site-header .main-menu li > a.is-active {
    background: linear-gradient(135deg, #0a5fa5, #0f79c9) !important;
    color: #ffffff !important;
    box-shadow: 0 8px 18px rgba(7, 90, 156, 0.24);
}

/* KRD-style preloader adaptation for Shivmax */
body.kr-modern-ui .loader-wrap {
    display: flex !important;
    visibility: visible !important;
    opacity: 1 !important;
    background: linear-gradient(135deg, #071a34 0%, #114f85 100%) !important;
}

body.kr-modern-ui .loader-wrap svg {
    fill: #020914;
}

body.kr-modern-ui .loader-wrap .loader-wrap-heading .load-text {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: center;
    gap: 14px;
    font-size: clamp(30px, 6vw, 78px);
    font-weight: 800;
    letter-spacing: 0.03em;
    line-height: 1.05;
    text-transform: uppercase;
    color: #ffffff !important;
}

body.kr-modern-ui .loader-wrap .load-text span {
    color: #ffffff !important;
    text-shadow: 0 8px 22px rgba(5, 19, 42, 0.45);
}

/* Mobile header flip: logo left, menu toggle right */
@media (max-width: 1200px) {
    body.kr-modern-ui .kr-site-header .header__logo {
        width: 100%;
        display: flex;
        align-items: center;
        justify-content: flex-start;
        gap: 12px;
    }

    body.kr-modern-ui .kr-site-header .header__logo .kr-brand {
        order: 1;
        margin-right: auto;
    }

    body.kr-modern-ui .kr-site-header .header__logo .kr-mobile-toggle {
        order: 2;
        margin-left: auto;
    }

    body.kr-modern-ui .kr-site-header .header-area-2__inner {
        min-height: 88px !important;
    }

    body.kr-modern-ui .kr-site-header .header__logo .kr-brand {
        display: inline-flex;
        align-items: center;
        min-height: 56px;
    }

    body.kr-modern-ui .kr-site-header .kr-brand__image {
        max-height: 56px !important;
        width: auto;
    }
}

@media (max-width: 767px) {
    body.kr-modern-ui .kr-site-header .header-area-2__inner {
        min-height: 84px !important;
    }

    body.kr-modern-ui .kr-site-header .kr-brand__image {
        max-height: 52px !important;
    }
}

/* SF Services Uniform 3x3 Grid Fix */
body.kr-modern-ui .sf-home.sf-home--premium .sf-services .sf-grid-services {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    grid-auto-flow: row;
    gap: 18px;
}

body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services
    .sf-grid-services
    > .sf-services__card,
body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services
    .sf-grid-services
    > .sf-services__card:nth-child(2),
body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services
    .sf-grid-services
    > .sf-services__card:nth-child(3),
body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services
    .sf-grid-services
    > .sf-services__card:nth-child(6),
body.kr-modern-ui
    .sf-home.sf-home--premium
    .sf-services
    .sf-grid-services
    > .sf-services__card:nth-child(8) {
    grid-column: auto !important;
    grid-row: auto !important;
    min-height: 245px;
    height: 100%;
}

@media (max-width: 991.98px) {
    body.kr-modern-ui .sf-home.sf-home--premium .sf-services .sf-grid-services {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }

    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-services
        .sf-grid-services
        > .sf-services__card {
        min-height: 220px;
    }
}

@media (max-width: 767.98px) {
    body.kr-modern-ui .sf-home.sf-home--premium .sf-services .sf-grid-services {
        grid-template-columns: 1fr;
    }

    body.kr-modern-ui
        .sf-home.sf-home--premium
        .sf-services
        .sf-grid-services
        > .sf-services__card {
        min-height: 0;
        height: auto;
    }
}

/* SF Inner Pages Unified Layer */
body.kr-modern-ui .sf-page {
    background: #f6f9fc;
    color: #0b2447;
}
body.kr-modern-ui .sf-page .sf-section {
    padding: 72px 0;
}
body.kr-modern-ui .sf-page .sf-container {
    width: min(1180px, calc(100% - 32px));
    margin: 0 auto;
}
body.kr-modern-ui .sf-page .sf-grid {
    display: grid;
    gap: 22px;
}
body.kr-modern-ui .sf-page .sf-grid-2 {
    grid-template-columns: repeat(2, minmax(0, 1fr));
}
body.kr-modern-ui .sf-page .sf-grid-3 {
    grid-template-columns: repeat(3, minmax(0, 1fr));
}
body.kr-modern-ui .sf-page .sf-grid-5 {
    grid-template-columns: repeat(5, minmax(0, 1fr));
}
body.kr-modern-ui .sf-page .sf-card {
    background: #fff;
    border: 1px solid rgba(11, 36, 71, 0.12);
    border-radius: 20px;
    box-shadow: 0 12px 28px rgba(11, 36, 71, 0.08);
    padding: 24px;
}
body.kr-modern-ui .sf-page .sf-page-hero {
    background: linear-gradient(160deg, #eef5fb 0%, #f8fbff 100%);
    padding: 88px 0 64px;
}
body.kr-modern-ui .sf-page .sf-page-hero p:first-child,
body.kr-modern-ui .sf-page .sf-section__head p {
    color: #075a9c;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    margin-bottom: 10px;
}
body.kr-modern-ui .sf-page h1 {
    font-size: clamp(2rem, 3.1vw, 3rem);
    line-height: 1.1;
    margin: 0 0 12px;
    color: #0b2447;
}
body.kr-modern-ui .sf-page h2 {
    font-size: clamp(1.5rem, 2.1vw, 2.1rem);
    line-height: 1.2;
    margin: 0 0 12px;
    color: #0b2447;
}
body.kr-modern-ui .sf-page h3 {
    font-size: 1.22rem;
    margin: 0 0 10px;
    color: #0b2447;
}
body.kr-modern-ui .sf-page p,
body.kr-modern-ui .sf-page li,
body.kr-modern-ui .sf-page small,
body.kr-modern-ui .sf-page label {
    color: #51657d;
    opacity: 1 !important;
}
body.kr-modern-ui .sf-page a {
    color: #075a9c;
}
body.kr-modern-ui .sf-page .sf-form {
    display: grid;
    gap: 10px;
}
body.kr-modern-ui .sf-page .sf-form input,
body.kr-modern-ui .sf-page .sf-form select,
body.kr-modern-ui .sf-page .sf-form textarea {
    width: 100%;
    border: 1px solid rgba(11, 36, 71, 0.16);
    border-radius: 12px;
    padding: 12px 14px;
    background: #fff;
    color: #0b2447;
}
body.kr-modern-ui .sf-page iframe {
    width: 100%;
    min-height: 360px;
    border: 0;
    border-radius: 16px;
    margin-top: 10px;
}
body.kr-modern-ui .sf-page .sf-logo-card,
body.kr-modern-ui .sf-page .sf-client-card {
    text-align: center;
    display: grid;
    gap: 10px;
    align-content: center;
}
body.kr-modern-ui .sf-page .sf-logo-card img,
body.kr-modern-ui .sf-page .sf-client-card img {
    max-height: 56px;
    width: auto;
    margin: 0 auto;
    object-fit: contain;
}
body.kr-modern-ui .sf-page .sf-faq .kr-faq-page__question {
    width: 100%;
    border: 0;
    background: transparent;
    color: #0b2447;
    display: flex;
    justify-content: space-between;
    align-items: center;
    text-align: left;
    padding: 0;
    font-weight: 700;
}
body.kr-modern-ui .sf-page .sf-faq .kr-faq-page__answer {
    overflow: hidden;
    max-height: 0;
    transition: max-height 0.25s ease;
}
body.kr-modern-ui .sf-page .sf-tabs {
    display: flex;
    gap: 10px;
    overflow-x: auto;
    padding-bottom: 4px;
    margin-bottom: 18px;
}
body.kr-modern-ui .sf-page .kr-services-page-tab {
    border: 1px solid rgba(11, 36, 71, 0.18);
    background: #fff;
    color: #0b2447;
    border-radius: 999px;
    padding: 10px 16px;
    white-space: nowrap;
}
body.kr-modern-ui .sf-page .kr-services-page-tab.is-active {
    background: #075a9c;
    color: #fff;
    border-color: #075a9c;
}

@media (max-width: 991.98px) {
    body.kr-modern-ui .sf-page .sf-grid-3 {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
    body.kr-modern-ui .sf-page .sf-grid-5 {
        grid-template-columns: repeat(3, minmax(0, 1fr));
    }
    body.kr-modern-ui .sf-page .sf-grid-2 {
        grid-template-columns: 1fr;
    }
    body.kr-modern-ui .sf-page .sf-section {
        padding: 56px 0;
    }
}
@media (max-width: 767.98px) {
    body.kr-modern-ui .sf-page .sf-grid-3,
    body.kr-modern-ui .sf-page .sf-grid-5 {
        grid-template-columns: 1fr;
    }
    body.kr-modern-ui .sf-page .sf-page-hero {
        padding: 72px 0 52px;
    }
    body.kr-modern-ui .sf-page .sf-card {
        padding: 20px;
    }
    body.kr-modern-ui .sf-page h1 {
        font-size: 1.9rem;
    }
}

/* Services Tabs UI Fix */
body.kr-modern-ui .sf-page.sf-page--services .kr-services-page-tabs {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    flex-wrap: wrap;
    padding: 10px;
    margin: 0 auto 24px;
    background: transparent !important;
    border: 0 !important;
    box-shadow: none !important;
}

body.kr-modern-ui .sf-page.sf-page--services .kr-services-page-tab {
    min-height: 44px;
    padding: 10px 18px;
    border-radius: 999px;
    font-weight: 600;
    line-height: 1;
    background: #ffffff !important;
    border: 1px solid rgba(11, 36, 71, 0.14) !important;
    color: #0b2447 !important;
}

body.kr-modern-ui .sf-page.sf-page--services .kr-services-page-tab:hover {
    border-color: #0b6db7 !important;
    color: #0b6db7 !important;
}

body.kr-modern-ui .sf-page.sf-page--services .kr-services-page-tab.is-active {
    background: linear-gradient(135deg, #0a5fa5, #0f79c9) !important;
    color: #ffffff !important;
    border-color: transparent !important;
    box-shadow: 0 8px 18px rgba(7, 90, 156, 0.22);
}

@media (max-width: 767.98px) {
    body.kr-modern-ui .sf-page.sf-page--services .kr-services-page-tabs {
        justify-content: flex-start;
        flex-wrap: nowrap;
        overflow-x: auto;
        padding: 4px 0 8px;
        margin-bottom: 18px;
        scrollbar-width: thin;
    }

    body.kr-modern-ui .sf-page.sf-page--services .kr-services-page-tab {
        flex: 0 0 auto;
        min-height: 40px;
        padding: 9px 14px;
        font-size: 14px;
    }
}

/* FAQ Page UI Fix */
body.kr-modern-ui .sf-page.sf-page--faq .sf-faq {
    display: grid;
    gap: 18px;
}

body.kr-modern-ui .sf-page.sf-page--faq .sf-faq__category {
    padding: 22px;
}

body.kr-modern-ui .sf-page.sf-page--faq .sf-faq__category > h2 {
    margin: 0 0 14px;
    font-size: clamp(1.5rem, 2vw, 2rem);
    color: #0b2447;
}

body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__items {
    display: grid;
    gap: 10px;
}

body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__item {
    border: 1px solid rgba(11, 36, 71, 0.12);
    border-radius: 14px;
    background: #ffffff;
    padding: 0;
    overflow: hidden;
}

body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__question {
    padding: 16px 18px;
    font-size: 1.05rem;
    font-weight: 700;
    color: #0b2447 !important;
    gap: 14px;
}

body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__question i {
    flex: 0 0 34px;
    width: 34px;
    height: 34px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 999px;
    font-size: 14px;
    color: #0b2447;
    background: #eaf4ff;
    border: 1px solid rgba(7, 90, 156, 0.18);
}

body.kr-modern-ui
    .sf-page.sf-page--faq
    .kr-faq-page__item.is-open
    .kr-faq-page__question
    i {
    color: #ffffff;
    background: #075a9c;
    border-color: #075a9c;
}

body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__answer {
    padding: 0 18px 16px;
}

body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__answer p {
    margin: 0;
    color: #51657d;
    line-height: 1.65;
}

@media (max-width: 767.98px) {
    body.kr-modern-ui .sf-page.sf-page--faq .sf-faq__category {
        padding: 16px;
    }

    body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__question {
        padding: 14px;
        font-size: 1rem;
    }

    body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__question i {
        flex-basis: 30px;
        width: 30px;
        height: 30px;
    }

    body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__answer {
        padding: 0 14px 14px;
    }
}

/* FAQ spacing + shadow repair */
body.kr-modern-ui .sf-page.sf-page--faq .sf-faq__category {
    padding: 20px !important;
    box-shadow: 0 10px 20px rgba(11, 36, 71, 0.06) !important;
}

body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__items {
    gap: 12px !important;
}

body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__item {
    border-radius: 16px !important;
    border: 1px solid rgba(11, 36, 71, 0.1) !important;
    box-shadow: none !important;
    background: #ffffff !important;
}

body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__item.is-open {
    box-shadow: 0 8px 16px rgba(11, 36, 71, 0.06) !important;
    border-color: rgba(7, 90, 156, 0.22) !important;
}

body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__question {
    display: grid !important;
    grid-template-columns: 1fr auto;
    align-items: center;
    column-gap: 12px;
    padding: 18px 18px 14px !important;
    border: 0 !important;
}

body.kr-modern-ui
    .sf-page.sf-page--faq
    .kr-faq-page__item.is-open
    .kr-faq-page__question {
    border-bottom: 1px solid rgba(11, 36, 71, 0.08) !important;
}

body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__question span {
    padding-right: 8px;
    line-height: 1.4;
}

body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__question i {
    margin: 0 !important;
    box-shadow: none !important;
    transform: none !important;
    position: static !important;
}

body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__question i::before,
body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__question i::after {
    box-shadow: none !important;
    position: absolute;
    top: 30%;
    left: 30%;
}

body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__answer {
    padding: 0 18px 18px !important;
}

body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__answer p {
    padding: 0 !important;
}

@media (max-width: 767.98px) {
    body.kr-modern-ui .sf-page.sf-page--faq .sf-faq__category {
        padding: 16px !important;
    }

    body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__question {
        padding: 14px 14px 12px !important;
    }

    body.kr-modern-ui .sf-page.sf-page--faq .kr-faq-page__answer {
        padding: 0 14px 14px !important;
    }
}

/* FAQ v2 rebuild */
body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .sf-section {
    padding-top: 58px;
    padding-bottom: 58px;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .sf-faq-v2__layout {
    display: grid;
    grid-template-columns: minmax(260px, 320px) minmax(0, 1fr);
    gap: 22px;
    align-items: start;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .sf-faq-v2__sidebar {
    position: sticky;
    top: 132px;
    border-radius: 22px !important;
    box-shadow: 0 16px 30px rgba(11, 36, 71, 0.1) !important;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .sf-faq-v2__sidebar h2 {
    margin-bottom: 10px;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .sf-faq-v2__sidebar p {
    margin-bottom: 18px;
    line-height: 1.7;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .sf-faq-v2__actions {
    display: grid;
    gap: 10px;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .sf-faq-v2__actions .sf-btn {
    justify-content: center;
    text-align: center;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .sf-faq {
    display: grid;
    gap: 18px;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .sf-faq__category {
    padding: 22px !important;
    border-radius: 22px !important;
    box-shadow: 0 14px 28px rgba(11, 36, 71, 0.08) !important;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .sf-faq__category > h2 {
    margin: 0 0 14px;
    font-size: clamp(1.55rem, 2.2vw, 2rem);
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .kr-faq-page__items {
    display: grid;
    gap: 12px !important;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .kr-faq-page__item {
    border: 1px solid rgba(11, 36, 71, 0.1) !important;
    border-radius: 16px !important;
    background: #fbfdff !important;
    box-shadow: none !important;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .kr-faq-page__item.is-open {
    border-color: rgba(7, 90, 156, 0.26) !important;
    box-shadow: 0 10px 20px rgba(11, 36, 71, 0.06) !important;
    background: #ffffff !important;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .kr-faq-page__question {
    display: grid !important;
    grid-template-columns: 1fr auto;
    column-gap: 12px;
    align-items: center;
    width: 100%;
    padding: 17px 18px !important;
    border: 0 !important;
    background: transparent !important;
    color: #0b2447 !important;
    font-size: 1.13rem;
    font-weight: 700;
    line-height: 1.38;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .kr-faq-page__question span {
    min-width: 0;
    line-height: 1.38;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .kr-faq-page__question i {
    width: 34px;
    height: 34px;
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 13px;
    color: #0b2447 !important;
    background: #e8f3ff !important;
    border: 1px solid rgba(7, 90, 156, 0.2) !important;
    box-shadow: none !important;
    transform: none !important;
    margin: 0 !important;
    position: static !important;
}

body.kr-modern-ui
    .sf-page.sf-page--faq.sf-faq-v2
    .kr-faq-page__item.is-open
    .kr-faq-page__question {
    padding-bottom: 13px !important;
}

body.kr-modern-ui
    .sf-page.sf-page--faq.sf-faq-v2
    .kr-faq-page__item.is-open
    .kr-faq-page__question
    i {
    background: #0f79c9 !important;
    border-color: #0f79c9 !important;
    color: #ffffff !important;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .kr-faq-page__answer {
    padding: 0 18px 18px !important;
    overflow: hidden;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .kr-faq-page__answer p {
    margin: 0;
    padding: 0 !important;
    color: #51657d !important;
    line-height: 1.72;
}

@media (max-width: 991.98px) {
    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .sf-faq-v2__layout {
        grid-template-columns: 1fr;
    }

    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .sf-faq-v2__sidebar {
        position: static;
        top: auto;
    }
}

@media (max-width: 767.98px) {
    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .sf-section {
        padding-top: 48px;
        padding-bottom: 48px;
    }

    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .sf-faq__category {
        padding: 16px !important;
    }

    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .kr-faq-page__question {
        padding: 14px 14px 12px !important;
        font-size: 1rem;
    }

    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .kr-faq-page__question i {
        width: 30px;
        height: 30px;
        font-size: 12px;
    }

    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v2 .kr-faq-page__answer {
        padding: 0 14px 14px !important;
    }
}

/* FAQ v3 clean layout */
body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-page-hero {
    padding-bottom: 70px;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq-v3__section {
    padding-top: 54px;
    padding-bottom: 78px;
    background: #eef5fb;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq-v3__intro {
    max-width: 760px;
    margin: 0 auto 34px;
    text-align: center;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq-v3__intro span,
body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq-v3__cta span {
    display: inline-block;
    margin-bottom: 8px;
    color: #075a9c;
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq-v3__intro h2 {
    margin: 0 0 10px;
    font-size: clamp(1.8rem, 2.6vw, 2.65rem);
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq-v3__intro p {
    margin: 0 auto;
    max-width: 650px;
    line-height: 1.7;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq {
    display: grid;
    gap: 14px;
    max-width: 980px;
    margin: 0 auto;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq__category {
    display: grid;
    grid-template-columns: 170px minmax(0, 1fr);
    gap: 22px;
    align-items: start;
    padding: 0 !important;
    background: transparent !important;
    border: 0 !important;
    box-shadow: none !important;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq__category-head {
    position: sticky;
    top: 132px;
    min-height: 84px;
    padding: 16px;
    border-radius: 14px;
    background: #ffffff;
    border: 1px solid rgba(11, 36, 71, 0.1);
    box-shadow: 0 8px 14px rgba(11, 36, 71, 0.045);
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq__category-head span {
    display: inline-flex;
    width: 30px;
    height: 30px;
    align-items: center;
    justify-content: center;
    margin-bottom: 10px;
    border-radius: 50%;
    color: #ffffff;
    background: #075a9c;
    font-size: 12px;
    font-weight: 800;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq__category-head h2 {
    margin: 0;
    font-size: 1.25rem;
    line-height: 1.15;
    overflow-wrap: anywhere;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__items {
    display: grid;
    gap: 12px !important;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__item {
    overflow: hidden;
    border: 1px solid rgba(11, 36, 71, 0.1) !important;
    border-radius: 18px !important;
    background: #ffffff !important;
    box-shadow: 0 8px 16px rgba(11, 36, 71, 0.045) !important;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__item.is-open {
    border-color: rgba(7, 90, 156, 0.28) !important;
    box-shadow: 0 14px 24px rgba(11, 36, 71, 0.075) !important;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__question {
    display: grid !important;
    grid-template-columns: 1fr 38px;
    align-items: center;
    gap: 16px;
    width: 100%;
    min-height: 66px;
    padding: 14px 18px !important;
    border: 0 !important;
    background: #ffffff !important;
    color: #0b2447 !important;
    font-size: 1.08rem;
    font-weight: 800;
    line-height: 1.4;
    text-align: left;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__question span {
    padding: 0 !important;
    line-height: 1.4;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__question i {
    width: 38px !important;
    height: 38px !important;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    color: #075a9c !important;
    background: #edf7ff !important;
    border: 1px solid rgba(7, 90, 156, 0.18) !important;
    box-shadow: none !important;
    transform: none !important;
}

body.kr-modern-ui
    .sf-page.sf-page--faq.sf-faq-v3
    .kr-faq-page__item.is-open
    .kr-faq-page__question
    i {
    color: #ffffff !important;
    background: #075a9c !important;
    border-color: #075a9c !important;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__answer {
    padding: 0 20px 20px !important;
    background: #ffffff !important;
    overflow: hidden;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__answer p {
    max-width: 760px;
    margin: 0;
    padding: 0 !important;
    color: #51657d !important;
    font-size: 1rem;
    line-height: 1.75;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq-v3__cta {
    max-width: 980px;
    margin: 28px auto 0;
    padding: 26px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    border-radius: 22px;
    background: linear-gradient(135deg, #0b2447, #075a9c);
    box-shadow: 0 18px 32px rgba(11, 36, 71, 0.18);
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq-v3__cta h2 {
    margin: 0;
    color: #ffffff !important;
    font-size: clamp(1.35rem, 2vw, 2rem);
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq-v3__cta div,
body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq-v3__cta div * {
    color: #ffffff !important;
    opacity: 1 !important;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq-v3__cta span {
    color: #bfe2ff;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq-v3__cta .sf-btn {
    flex: 0 0 auto;
    background: #ffffff !important;
    color: #075a9c !important;
}

@media (max-width: 991.98px) {
    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq__category {
        grid-template-columns: 1fr;
        gap: 12px;
    }

    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq__category-head {
        position: static;
        display: flex;
        align-items: center;
        gap: 12px;
    }

    body.kr-modern-ui
        .sf-page.sf-page--faq.sf-faq-v3
        .sf-faq__category-head
        span {
        margin-bottom: 0;
        flex: 0 0 30px;
    }
}

@media (max-width: 767.98px) {
    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq-v3__section {
        padding-top: 42px;
        padding-bottom: 56px;
    }

    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq-v3__intro {
        text-align: left;
        margin-bottom: 24px;
    }

    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__question {
        grid-template-columns: 1fr 34px;
        gap: 12px;
        padding: 16px !important;
        font-size: 1rem;
    }

    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__question i {
        width: 34px !important;
        height: 34px !important;
    }

    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__answer {
        padding: 0 16px 16px !important;
    }

    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .sf-faq-v3__cta {
        align-items: flex-start;
        flex-direction: column;
        padding: 22px;
    }
}

/* FAQ v3 row edge alignment fix */
body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__question {
    grid-template-columns: minmax(0, 1fr) 36px !important;
    gap: 18px !important;
    padding: 18px 24px !important;
    box-sizing: border-box;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__question span {
    min-width: 0;
    padding: 0 !important;
    overflow-wrap: break-word;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__question i {
    width: 34px !important;
    height: 34px !important;
    justify-self: end;
    margin: 0 !important;
    box-sizing: border-box;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__answer {
    padding-left: 24px !important;
    padding-right: 24px !important;
}

@media (max-width: 767.98px) {
    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__question {
        grid-template-columns: minmax(0, 1fr) 32px !important;
        gap: 12px !important;
        padding: 15px 16px !important;
    }

    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__question i {
        width: 32px !important;
        height: 32px !important;
    }

    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-v3 .kr-faq-page__answer {
        padding-left: 16px !important;
        padding-right: 16px !important;
    }
}

/* FAQ clean reset */
body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .sf-faq-clean__section {
    padding: 56px 0 76px;
    background: #eef5fb;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .sf-faq-clean__intro {
    max-width: 760px;
    margin: 0 auto 34px;
    text-align: center;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .sf-faq-clean__intro span,
body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .sf-faq-clean__cta span {
    display: inline-block;
    margin-bottom: 8px;
    color: #075a9c !important;
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 0.08em;
    text-transform: uppercase;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .sf-faq-clean__intro h2 {
    margin: 0 0 10px;
    color: #0b2447 !important;
    font-size: clamp(1.8rem, 2.6vw, 2.55rem);
    line-height: 1.15;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .sf-faq-clean__intro p {
    max-width: 650px;
    margin: 0 auto;
    color: #51657d !important;
    line-height: 1.7;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .sf-faq {
    display: grid !important;
    grid-template-columns: 1fr !important;
    gap: 22px !important;
    max-width: 940px;
    margin: 0 auto;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .sf-faq__category {
    display: block !important;
    padding: 0 !important;
    background: transparent !important;
    border: 0 !important;
    box-shadow: none !important;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .sf-faq__category-head {
    position: static !important;
    display: flex !important;
    align-items: center;
    gap: 12px;
    min-height: 0 !important;
    margin: 0 0 12px;
    padding: 0 !important;
    background: transparent !important;
    border: 0 !important;
    box-shadow: none !important;
}

body.kr-modern-ui
    .sf-page.sf-page--faq.sf-faq-clean
    .sf-faq__category-head
    span {
    flex: 0 0 32px;
    width: 32px;
    height: 32px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    margin: 0 !important;
    border-radius: 50%;
    background: #075a9c;
    color: #ffffff !important;
    font-size: 12px;
    font-weight: 800;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .sf-faq__category-head h2 {
    margin: 0;
    color: #0b2447 !important;
    font-size: clamp(1.35rem, 2vw, 1.85rem);
    line-height: 1.2;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .kr-faq-page__items {
    display: grid !important;
    gap: 12px !important;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .kr-faq-page__item {
    overflow: hidden;
    border: 1px solid rgba(11, 36, 71, 0.11) !important;
    border-radius: 18px !important;
    background: #ffffff !important;
    box-shadow: 0 10px 18px rgba(11, 36, 71, 0.05) !important;
}

body.kr-modern-ui
    .sf-page.sf-page--faq.sf-faq-clean
    .kr-faq-page__item.is-open {
    border-color: rgba(7, 90, 156, 0.25) !important;
    box-shadow: 0 14px 24px rgba(11, 36, 71, 0.07) !important;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .kr-faq-page__question {
    display: grid !important;
    grid-template-columns: minmax(0, 1fr) 34px !important;
    align-items: center;
    gap: 18px !important;
    width: 100%;
    min-height: 70px;
    padding: 20px 24px !important;
    border: 0 !important;
    background: #ffffff !important;
    color: #0b2447 !important;
    font-size: 1.08rem;
    font-weight: 800;
    line-height: 1.4;
    text-align: left;
    box-sizing: border-box;
}

body.kr-modern-ui
    .sf-page.sf-page--faq.sf-faq-clean
    .kr-faq-page__question
    span {
    min-width: 0;
    padding: 0 !important;
    color: #0b2447 !important;
    line-height: 1.4;
    overflow-wrap: break-word;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .kr-faq-page__question i {
    width: 34px !important;
    height: 34px !important;
    justify-self: end;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    margin: 0 !important;
    border: 1px solid rgba(7, 90, 156, 0.2) !important;
    border-radius: 50%;
    background: #edf7ff !important;
    color: #075a9c !important;
    box-shadow: none !important;
    transform: none !important;
    box-sizing: border-box;
    position: relative !important;
}

body.kr-modern-ui
    .sf-page.sf-page--faq.sf-faq-clean
    .kr-faq-page__item.is-open
    .kr-faq-page__question
    i {
    background: #075a9c !important;
    border-color: #075a9c !important;
    color: #ffffff !important;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .kr-faq-page__answer {
    padding: 0 24px 20px !important;
    background: #ffffff !important;
    overflow: hidden;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .kr-faq-page__answer p {
    max-width: none;
    margin: 0;
    padding: 0 !important;
    color: #51657d !important;
    font-size: 1rem;
    line-height: 1.75;
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .sf-faq-clean__cta {
    max-width: 940px;
    margin: 30px auto 0;
    padding: 26px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 20px;
    border-radius: 22px;
    background: linear-gradient(135deg, #0b2447, #075a9c);
    box-shadow: 0 18px 32px rgba(11, 36, 71, 0.18);
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .sf-faq-clean__cta h2 {
    margin: 0;
    color: #ffffff !important;
    font-size: clamp(1.35rem, 2vw, 2rem);
}

body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .sf-faq-clean__cta span {
    color: #bfe2ff !important;
}

body.kr-modern-ui
    .sf-page.sf-page--faq.sf-faq-clean
    .sf-faq-clean__cta
    .sf-btn {
    flex: 0 0 auto;
    background: #ffffff !important;
    color: #075a9c !important;
}

@media (max-width: 767.98px) {
    body.kr-modern-ui
        .sf-page.sf-page--faq.sf-faq-clean
        .sf-faq-clean__section {
        padding: 42px 0 56px;
    }

    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .sf-faq-clean__intro {
        margin-bottom: 26px;
        text-align: left;
    }

    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .sf-faq {
        gap: 18px !important;
    }

    body.kr-modern-ui
        .sf-page.sf-page--faq.sf-faq-clean
        .kr-faq-page__question {
        grid-template-columns: minmax(0, 1fr) 32px !important;
        gap: 12px !important;
        min-height: 64px;
        padding: 16px !important;
        font-size: 1rem;
    }

    body.kr-modern-ui
        .sf-page.sf-page--faq.sf-faq-clean
        .kr-faq-page__question
        i {
        width: 32px !important;
        height: 32px !important;
    }

    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .kr-faq-page__answer {
        padding: 0 16px 16px !important;
    }

    body.kr-modern-ui .sf-page.sf-page--faq.sf-faq-clean .sf-faq-clean__cta {
        align-items: flex-start;
        flex-direction: column;
        padding: 22px;
    }
}